Well my ch 7 was discharged June 5 so I guess that means it's done? Damn lawyer was horrible and didn't give me any options in one of my car loans. It's dumb I have a car with USAA and I just called them I owed 53k and car value is worth 35k I asked them to save them the hassle and money to repo, ship, fix and sell it I have some buyers interested and their only answer was loan needs to be settled at the 53k so oh well now they can go through the hassle, IDK why I thought I would even try to help them out. I move around alot with work guess I'll just drive the hell out of it and let them come find it when they decide they want to take it
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When you discharge a debt, especially a vehicle, never try to fix it for the creditor. It's up to them to come and get it and preserve their security interest in that vehicle. Your personal responsibility to pay them was discharged. You can keep paying your loan and they cannot repossess the vehicle. If you stop paying then they are likely to take action to repossess the vehicle. That is up to them.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
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