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First I wanted to say that as soon as I read this, Flamingo, I called my Dr. and I have an appointment to see her tomorrow to get some anxiety meds. I've been battling serious stomach problems for weeks and I thought I had a parasite or something (tests were negative) but I realize now it's probably a STRESS bug..
Nothing that Xannie bars cant take care of
"Paper is poverty,... it is only the ghost of money, and not money itself." --Thomas Jefferson to Edward Carrington, 1788
Wow, too flippant. Meds are very serious business and I would only use them as a very last resort when all other stress relievers fail.
Well... I'm kind of just hoping for something that, at the end of the day after stressing at work and running kids to their destinations, making dinner and then discussing finances and BK possibilities with my husband, makes me think like a normal human being and not scream at members of my family for no reason over things way out of my control. I feel that at this point I'm beyond the "hot bath and candelight' stage, if you catch my drift.
"You can never get enough of what you don't need to make you happy."
6/16/08: Attorney approached lenders to surrender old home
8/26/08: Met w/attorney RE: filing BK
9/29/08: Filing Chapter 7
If it's all making you really sick then cutting out the second job, giving up the house and going with a 7 is the way to go.
If I were in your shoes that's the way I would go. There is nothing I own that is worth a chapter 13.
I do work 2 jobs and love it so because after my discharge all my spare cash is going into retirement savings. I could and would NEVER work 2 jobs to pay a 13.
Just wait out the 6 months and get used to living in a smaller, cheaper place.
Good luck to you!
The essence of freedom is the proper limitation of Government
Wow, too flippant. Meds are very serious business and I would only use them as a very last resort when all other stress relievers fail.
Meds are very serious business that is why doctors perscribe them like their candy. My neighbors kid has been out of drug rehab and he gets a perscription o f xanax, like a 200 count. So he gets cleaned of his drug problem then gets hooked on xanax. This happens with other drugs like oxy's, roxies and so forth. What do these kids do? They turn around and sell them or they get drug dealers to pay their doctors appts and sells them to the drug dealer wholesale and he turns arounds and sells them. I know a drug dealer that says down here in South Florida, roxies are reaching epidemic proportions. Its big business and the pharamcuitical companies keep spitting them out. Its a vicious cycle.
"Paper is poverty,... it is only the ghost of money, and not money itself." --Thomas Jefferson to Edward Carrington, 1788
You just said you were dead broke, stressed out, sick over it and you're worried about being able to provide entertainment? That is something that needs to be eliminated temporarily or maybe you can find another means to make up that money ....how old are they? Can they get a paper route to support their sports and entertainment? I know when I was a kid, I had 3 paper routes, my sister helped me and she babysat, mowed the lawn etc... and we paid for our baseball and ballet. Kids these days don't know what it is to do this as their parents pay for everything even when they are bankrupt...
MajorMike..do you have kids? If not, I don't know why you would bother even answering this question. You suggesting that I make my 4 year old get a job to pay for her dance lessons and my 7 and 10 year old get paper routes to pay for football is unbelievable. For one thing...kid paper routes don't exist anymore. For another thing...it is not my kids' fault we are going through this. I would sell my plasma to pay for these things before I told them that their fun is over till they are old enough to earn an income.
Please stop posting on my posts. I'm not interested in your opinions and I believe your "Mentor" status should be pulled as you are nothing but a jerk and a trouble maker following me from forum to forum to insult me and cause problems. I have emailed the moderator about you.
MajorMike..do you have kids? If not, I don't know why you would bother even answering this question. You suggesting that I make my 4 year old get a job to pay for her dance lessons and my 7 and 10 year old get paper routes to pay for football is unbelievable. For one thing...kid paper routes don't exist anymore. For another thing...it is not my kids' fault we are going through this. I would sell my plasma to pay for these things before I told them that their fun is over till they are old enough to earn an income.
Please stop posting on my posts. I'm not interested in your opinions and I believe your "Mentor" status should be pulled as you are nothing but a jerk and a trouble maker following me from forum to forum to insult me and cause problems. I have emailed the moderator about you.
LOL The tension around here sometimes...gsshh
"Paper is poverty,... it is only the ghost of money, and not money itself." --Thomas Jefferson to Edward Carrington, 1788
If it's all making you really sick then cutting out the second job, giving up the house and going with a 7 is the way to go.
If I were in your shoes that's the way I would go. There is nothing I own that is worth a chapter 13.
I do work 2 jobs and love it so because after my discharge all my spare cash is going into retirement savings. I could and would NEVER work 2 jobs to pay a 13.
Just wait out the 6 months and get used to living in a smaller, cheaper place.
Good luck to you!
That is wonderful. I hope your retirement savings builds up quickly. I hope to put back my retirement funds when this mess is over.
Berry, you need to calm down until your attorney gives you some direction and hopefully that will assuage your fears. Mike is just giving his opinion based on his childhood experiences.
When the moderators email you back, I hope they address your name calling.
Rigs is right about the stress, but name calling is not appropriate.
bmrigs...sorry, but MajorMike has been seeking out my posts and being rude, nasty and insulting to me. He has no answer to any questions and is just plain mean......I've asked him to leave me alone and he won't stop. I've reported him to the site moderators and administrators and hopefully I've heard the last from him.
I know it looks like I went from 0-60...but thats not the whole story.
You know, it's sad when you come here for advice and someone personally attacks you....especially someone who claims to be a BK Mentor....
And Fltoo...I'm close to emailing them about you as well...as you have basically done the same thing. Is the name calling you are referring to the word "jerk"???? Thats the only thing I can find where I called anyone a name. You need to look back on some of the posts you put on the 13 thread I am referring to....and stop acting like you are any better.
bmrigs...sorry, but MajorMike has been seeking out my posts and being rude, nasty and insulting to me. He has no answer to any questions and is just plain mean......I've asked him to leave me alone and he won't stop. I've reported him to the site moderators and administrators and hopefully I've heard the last from him.
I know it looks like I went from 0-60...but thats not the whole story.
You know, it's sad when you come here for advice and someone personally attacks you....especially someone who claims to be a BK Mentor....
And Fltoo...I'm close to emailing them about you as well...as you have basically done the same thing. Is the name calling you are referring to the word "jerk"???? Thats the only thing I can find where I called anyone a name. You need to look back on some of the posts you put on the 13 thread I am referring to....and stop acting like you are any better.
Can't we all get along?
I know everyone is a little bit stressed here, going through personal problems, bk, cc calls, etc., but this is suppose to be a place where we help each other through this difficult time...if you don't have anything to contribute to the OP, please don't post...
May 2008 Hired 1st Attorney/Stopped paying CCs
May 21, 2009 Retained 2nd Attorney
May 28th - Filed for Ch 7 (FINALLY!)
9/11/09 - DISCHARGED!!!!
bmrigs...sorry, but MajorMike has been seeking out my posts and being rude, nasty and insulting to me. He has no answer to any questions and is just plain mean......I've asked him to leave me alone and he won't stop. I've reported him to the site moderators and administrators and hopefully I've heard the last from him.
I know it looks like I went from 0-60...but thats not the whole story.
You know, it's sad when you come here for advice and someone personally attacks you....especially someone who claims to be a BK Mentor....
And Fltoo...I'm close to emailing them about you as well...as you have basically done the same thing. Is the name calling you are referring to the word "jerk"???? Thats the only thing I can find where I called anyone a name. You need to look back on some of the posts you put on the 13 thread I am referring to....and stop acting like you are any better.
Fair enough Berrymom. We dont know the whole situation but I am just as guilty with coming off as abrasive and I appreciate the moderators for having patience. We all need to lighten up, everybody is in basically the same boat here. Being banned doesnt help anybody.
"Paper is poverty,... it is only the ghost of money, and not money itself." --Thomas Jefferson to Edward Carrington, 1788
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