It would be nice to see your personal list of creditors and amounts for everyone

[debtmonster]

Actually, I did not think it was a competition. I thought it was to be informative but not exhaustive. I didn't list any of my creditors (only the amount $1M) because my 341 is still continued and this is a public forum. Thank you debtmonster for thinking up the thread, it does give us an idea of the diversity of BK filers, but I think that each of us has a line beyond which we will not disclose.

I would not put anything that would make it too easy to identify you, such as exact dollar amounts or city/state information.

Maybe we could start a bankruptcy competition on a new thread? That would be a hoot, wouldn't it?!?! Hehehhehehe.

[pageturner]

Personal loan 16k
MBNA 12K
Bank of America 10K
Second Mortgage 50K
Triple A 6k

[editordwc]

State Farm CC 8600
Capital One 2700
Juniper 1500
Wells Fargo 3000
Citibank 1000
16800

[heyu]

BOA $39642.00... Amex $41888.00... Care Credit $1555.00.....Chase $18500.00... Home Depot $13365.00.... Discovery $2379.00.... Credit union $9805.00..... SBA $2980.00...Sams club $1814.00.... HSBC Card Services $2419.00..... PayPal $5827.00....

Thats my unsecure debt, on my secure debt, my house of which I am surrendering, I had an outstanding secured debt with the jewelery people, so I gave them back everything, which cleared that debt.

[debtmonster]

BOA $39642.00... Amex $41888.00

That's H-U-G-E!! I bet when enough people do this, it affects their stocks.

[applecake]

Rental house 1st mortgage - 40,000
Rental house 2nd mortgage (Citi Financial) - 16,000
Beneficial - 11,000
Citi Financial - 10,500
Citi Financial - 10,000
Citi Card - 2000
Discover - 2280
Discover - 1696
HSBC - 500
Cap One - 1671
Collections - 80
Collections - 1000
Paypal - 300

total: approx. $97,000
This is about $2500 per month that we will be relieved of. The weight of the world.

Citi Financial is gonna be pissed!

We make about $43,000 per year. Our ch 7 limit is like in the $80K's.

We are keeping:
Mortgage on our own home: $52K
Car: $10K
Student Loan: $4K
Loan from brother: $6K (priority uno when this is all over! owing family sucks)

Once these loans are paid off, we will strive to live a cash-only lifestyle. I will probably just float around, I can't imagine how freeing that will be!!!

[gettingby2008]

Bank of America - 49,000
GE Money Loan - 19,000
GE Money Loan - 23,000
Citicards - 13,000
Wamu - 9,000
Wamu stripping 2nd Mtg - 49,000
surrender of Leased Car (VW) - 3,500

Keeping
1st Mortgage Balance 212,000 (value 205,000)
New Car purchased - 17,000
2nd Car payment - Owe 16,000 (value 14,000)

We plan on filing 1/2/09 Chapter 13.

[Flamingo]

That's H-U-G-E!! I bet when enough people do this, it affects their stocks.

If one takes the time to review this thread and exactly what is occurring and amounts being discharged, in the long run everyone, including all of us, suffers from all of this in some way and it is not a laughing matter for anyone, contemplating BK, in BK, out of BK, in debt or out of debt and not contemplating filing. We ALL pay for losses by creditors/banks in some way, either in higher fees or costs on many things in our daily lives. I don't think my filing BK was a laughing matter and I certainly did not intend to stick it to anyone or affect anyone's stocks. Even though we paid back 64% of our unsecured debt I still felt bad about the unpaid portion because it was me/hubby who purchased/borrowed to our benefit. When businesses suffer losses, when employees steal from their employers or when people commit fraud with the government/state, when fraudulent claims are filed with insurance companies or when people shoplift from stores, just to name a few incidences, and losses are incurred, we all pay for it in some way.

What I am trying to do is paint the big picture that usually no one ever cares or wants to see as to the result of all of this - the ramifications to all of us from all the BKs and losses that are occurring and that will continue to occur for quite some time just making things harder for everyone in the long run.

[fltoo]

That's H-U-G-E!! I bet when enough people do this, it affects their stocks.

Agree with Flamingo. Econ 101.

This is a very strange post.

[Cali]

Why are you on this board if all you do is criticize what others have to say.

That's H-U-G-E!! I bet when enough people do this, it affects their stocks.

[debtmonster]

Why are you on this board if all you do is criticize what others have to say.

Who says I am criticizing it? I just said that it's a lot. I didn't say that it was good or bad. You're taking my writing way out of context.

[NotEvenADime]

Filed Chap. 7
Discharged Oct. 2, 2008

AMERICAN EXP. $2700
FLEET CC $2800
BANK OF AM. $4800
BANK OF AM. $5800
AMERICAN EAGLE $900
OLD NAVY $100
BOSCOV'S $2000
KOHLS $1500
CAPITAL ONE $2600
DISCOVER CARD $12,000
DISCOVER CARD $9,400
Credit Union CC $28,000
ARROW CC $1000
GEMB CC $560
Medical $1800
Total: $74,000

1st mtg $120,000 (kept)
2nd mtg $77,000 (kept)
GMAC Car $12,900 (kept)
GMAC Car $8800 (kept)
Total $228,700

[debtmonster]

Thanks to everyone who has been taking time out of their busy day to making these wonderful contributions to this thread.

Since I started this thread, I will have to get ready to post my list soon. I will have over 50 people to add to the list by the time I actually get ready to file. I have to wait until nearly the end so I can get the latest copy of my credit reports before I file.

[Intoodeep80]

BOA Gold Line$32500
BOA C. Card $ 10335
Pier 1 Card $213
Chase Card $4660
Sears $1250
Kohls $150
CitiBank $19110
Medical bills $5000
Overdraft $150
bank account
OD Credit Line$500
at bank (maxed)

House $126,000 - surrendering

Vehicle $12,900 - surrendering

Boat $23,000 - surrendering

I dont want to add that up. Im mortified and never thought I'd be in this position. I am looking forward to my chapter 7 discharge and a fresh start. The value of paying cash for everything has already been an inevitability for the past year, as thats when I could no longer afford to pay my credit cards.

[debtmonster]

Well... I might as well make my list. I have a lot more, but here's a rounded listing...

#1 Hospital Bill ($470)
#2 Other hospital bill ($31,600)
#3 GMAC ($8300)
#4 Sam's Club credit ($1100)
#5 SunTrust - SUV, which I am giving back ($37,000)
#6 Hospital Bill - ($275)
#7 2nd mortgage ($14,100)
#8 1st mortgage ($128,000)
#9 Citifinancial ($3600)
#10 Collection Agency ($100)
#11 GMAC - car, which I am giving back ($13,100)
#12 AMEX ($3,500)
#13 Home Depot ($2,000)
#14 Dillards ($880)
#15 Best Buy ($2500)
#16 Radio Shack ($1400)
#17 Nautilus Bowflex ($1500)
#18 First Premier Bank ($250)
#19 FCNB ($1900)
#20 Asset Acceptance ($4400)
#21 Asset Acceptance ($215)
#22 Apartment complex I left early on ($7,000)
#23 GE Money Bank ($2200)
#24 Citizens Bank ($17,500)
#25 Midland Credit Mgmt ( $1100)
#26 Volkswagen Motor Credit repo ($10,100)
#27 Amtrust Bank ($1100)
#28 Citibank ($1500)
#29 Company I previously worked at and owed money ($3200)
#30 PSINet ISDN Internet hardware ($3,000)
#31 Interstate National Dealer Services, Inc. ($600)
#32 Cinergy PSI ($150)
#33 Capital One ($4900)
#34 Capital One ($2700)
#35 Arrow Financial - repo ($8400)
#36 T-Mobile USA, Inc. ($500)
#37 Ameritech Bankruptcy Desk ($125)
#38 Ameritech Bankruptcy Desk ($100)
#39 Asset Acceptance ($215)
#40 Apartments I was evicted from ($3200)
#41 Another apartment I was evicted from ($3800)
#42 NCO Financial ($5200)
#43 HSBC Card Services ($450)
#44 HSBC ($1900)
#45 HSBC ($1400)
#46 FIA Card Services ($3400)
#47 Wells Fargo ($8400)
#48 Cardiology P.A., part of hospital stay ($3900)
#49 Macy's Visa ($1950)

That's what I have so far until I run all 3 credit reports right before I file so I can get anything that I missed. What do you all think about that so far? Pretty soon we'll have to open a Bankruptcy Competition Thread! Woo hooo!

Anyone want to add all of that up?