How much did your Ch 7 cost? Anyone file w/out hiring attorney?

[hnhlvr]

I believe it depends on the lawyer, you will have to speak to them about this. Mine let me pay over time, but wouldn't file my case until he was paid in full

I cannot imagine an attorney filing any bankruptcy case before being paid in full! The attorney I called made it clear to me that she would NOT accept a credit card (as if I would try and charge my BK on it and then not pay her! lol). She wanted $1K up front.

[hnhlvr]

we have some pro se filers on the board.

http://www.bkforum.com/showthread.php?t=7922

check out this thread

Thanks. I'll do that.

[vermontbloke197]

Ok Folks after the experience my wife's friend had with a bankruptcy lawyer, I am so glad that I filed by myself without an attorney. Now it took about a week to educate myself using a specific bankruptcy book and then a further week to fill out the forms. I did make mistakes such as forgetting creditors and forgetting to produce a reaffirmation agreement but I rectified those issues. Overall, my advice is this, if your case is not a straight forward filing or is a chapter 13 then a lawyer is needed...............but if you have a no-asset case like mine then save your money and put a little sweat into doing it yourself. I will say this though, there were a few questions that arose that I needed a lawyer to answer. I managed to get those answers with a little persistence with my calls to find lawyers who would spare you 5 mins to give you an answer.

Final cost..................$299 filing fee + $26 for amended schedules