Originally posted by HHM
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I am not trying to be nasty, it was more of a joke than anything else. Perhaps in bad taste.
But it does reveal a mind set...I am not saying you should be a miser and only buy necessities, but the mind set of "I deserve a little luxury" is what gets most people into there financial problems, becuase where does that "justification" end. Its a few books and DVD's now, then it becomes a couple of expensive nights out, a couple bottles of wine each week, then it moves to larger items, vacations, home remodel, new cars. So, you have all this stuff, your in debt, and bam, something happens, job loss etc...and now your at this forum.
But it does reveal a mind set...I am not saying you should be a miser and only buy necessities, but the mind set of "I deserve a little luxury" is what gets most people into there financial problems, becuase where does that "justification" end. Its a few books and DVD's now, then it becomes a couple of expensive nights out, a couple bottles of wine each week, then it moves to larger items, vacations, home remodel, new cars. So, you have all this stuff, your in debt, and bam, something happens, job loss etc...and now your at this forum.
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