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Bank took $1100 out of my checking account

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  • debtmonster
    replied
    Originally posted by hereforinfo View Post
    Your taxes at $1100 were very low for Florida. You lived in a podunk, undesirable town in the middle of nowhere, in the center of the state. No one wants to live there, it sucks. A bunch of rednecks and too far from either coast. A home in a nice city where anyone would actually want to live is not cheap. And Florida's property taxes are known to be pretty high, usually around 2-3% of the home's value. Your home value was obviously very low to be paying only $1100 in taxes, but that doesn't surprise me considering its location.
    You love my location and you know it!! My house was only $120,000.

    You need to make like $80-125k to live in the city and most jobs don't pay that. So it's a double-negative to live there. Everything is expensive and no jobs to pay. NOT GOOD.

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  • hereforinfo
    replied
    Originally posted by debtmonster View Post
    You must live in a nice hood to pay that. My property taxes were $1100 and I was pissed at that. I had a 1500 sq. ft. house as well.
    Your taxes at $1100 were very low for Florida. You lived in a podunk, undesirable town in the middle of nowhere, in the center of the state. No one wants to live there, it sucks. A bunch of rednecks and too far from either coast. A home in a nice city where anyone would actually want to live is not cheap. And Florida's property taxes are known to be pretty high, usually around 2-3% of the home's value. Your home value was obviously very low to be paying only $1100 in taxes, but that doesn't surprise me considering its location.

    Leave a comment:


  • BkinTX
    replied
    I can imagine. Ouch.

    It's not perfect but I do appreciate the military health care. Just the premiums alone for health care (esp. for a large family like ours) can be tremendous.

    Leave a comment:


  • Amy26
    replied
    Yea... I thought it was really great till I went to the allergist and got a 600 dollar bill and then the urgent care was like 200... they give me an HSA account but they only put like 500 dollars in it ...Its a really great company but its small so, we only get one healthcare choice. Its actually a really good plan since they pay the premiums no matter how many kids you have. Some family medical plans can be very pricey which would exceed the 3,000 a year. And I didn't really have any incurred medical costs to add to my bk ... I just started my job in May and I had no health care at all before that.

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  • BkinTX
    replied
    That's a good deal if you're sick or have medical issues. Not such a sweet deal if health care is rarely needed.

    Then again, you have security knowing there's a cap on what your out of pocket can be.

    I love our "free" health care but was very disappointed that I was unable to have a home birth or at least a birth center birth. That would have been out of pocket.

    Although, in retrospect, with the bk and all...it probably could have gone on the credit card. :p

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  • Amy26
    replied
    Yea, my company pays the premiums no matter how many family members you have and then I have a deductible...after the 3,000 they pay 100% of everything.

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  • BkinTX
    replied
    You have 3 thousand dollar health care. LOL.

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  • Amy26
    replied
    I have free healthcare... I just have a 3,000 yearly deductible... hehe.

    Leave a comment:


  • BkinTX
    replied
    We have "free" health care.

    Leave a comment:


  • debtmonster
    replied
    That's what the taxes are paying for. I didn't have any schools near by. I don't have kids, yet I am paying for everyone elses. I might as well get my free healthcare to boot. C'mon Obama! Hook me up!

    Leave a comment:


  • BkinTX
    replied
    Eh, it's ok, lower middle class neighborhood. Excellent Elementary school and JR High just up the street (walking distance for the kiddos), though. That's what makes it worth it.

    Leave a comment:


  • debtmonster
    replied
    It offends me that you're paying state income tax. I don't like it when people do that. It hurts the economy. If you had that 7% back in your pocket, that would be 7% more you'd be spending on goods and services.

    Leave a comment:


  • Amy26
    replied
    I've lived here my whole life... and don't really have a problem with my lifestyle... the reason I had to file was moving overseas and getting laid off for 6 months. This is getting to be a bit of a defensive line of posting...so, I'm gonna leave it at that. I made a comment about my car insurance going up... not issues with living in my state.

    Leave a comment:


  • debtmonster
    replied
    Originally posted by BkinTX View Post
    I live in TX and even on our meager < 1500 sq ft home, our property taxes are more like 2k. No state tax, but our sales tax is over 8%.

    The grass is always greener.
    You must live in a nice hood to pay that. My property taxes were $1100 and I was pissed at that. I had a 1500 sq. ft. house as well.

    Our sales tax is about 6%.

    The grass is greener here, literally. It's finding the $80,000+ dollar jobs that pay the green backs that are hard to find. We need to get all of the corporations to move here instead of staying up in cold areas with high taxes. It's like all of those people are masochists who love to suffer. I'd rather live in a state where I get to keep more of my money instead of giving it all away to the local governments.

    Leave a comment:


  • BkinTX
    replied
    I live in TX and even on our meager < 1500 sq ft home, our property taxes are more like 2k. No state tax, but our sales tax is over 8%.

    The grass is always greener.

    Leave a comment:

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