Verizon Wireless Raised my Bill by $100 more per month for declaring BK7 - Question

[wsy]

LNP - Local Number Portability, But you will need to get Verizon to agree to let the next carrier "port" your number.
It is called an LOA - Letter of Agency for your new carrier to go ahead and use the existing number.
Verizon might give you a hard time but may want their money before releasing your phone number.
The extra 100 dollars you are paying is most likely due to the fact they moved your due date 29 days from 12/1 to 12/30.
They are charging you an additional month.
They cannot change your service price because of BK, their only recourse is to warrant a deposit so the bozo you spoke to is probably in an Indian Call center (no disrespect)
Virgin Mobile is a good service since they use Sprint's network...Good luck and Happy New Year!

[shark66]

There is (I believe) a FCC rule regarding the portability of one's number, for both land lines and cell phones.

That being said, you must be current with your current provider in order to transfer the number.

Good luck.

[tobee43]

I have Verizon Wireless and my monthly charge is the same. But then, I didn't list them as a creditor as I was current on my bill. Chances are they raised the rates because you had overdue charges dismissed in your BK. I plan on finishing this contract (I only have a few more months) and then just using a prepaid.

There is a law that allows the phone number to follow you.

what and where is that law please???????

[helpmeout]

I have Verizon Wireless and my monthly charge is the same. But then, I didn't list them as a creditor as I was current on my bill. Chances are they raised the rates because you had overdue charges dismissed in your BK. I plan on finishing this contract (I only have a few more months) and then just using a prepaid.

There is a law that allows the phone number to follow you.

[Fallonedward]

Let me clarify:

1. We filed Nov. 4th (BK7)
2. We paid our Nov 1st Verizon bill on Oct.21st
3. On Nov. 11th we received notification from Verizon that they were changing our due date from Dec.1st to December 30th.
I went in to our local Verizon store to ensure that I could pay my $175 bill on Dec. 30th (since they changed the due date not me) and was assured by the rep I spoke with (got her first and last name, per my attorneys suggestion) that yes I could and at that point she could not tell me why the due date got changed.
4. On Dec. 24th received Verizon bill that stated due date of Dec. 30th (in the amount of $288) it stated services from Nov. 5th to Dec. 5th. Nothing about this bill being late, nor any late fees added to this bill.
5. Went into Verizon store tonight to speak to one of their employees and was told that the increase in my bill was because I declared BK

OK, you state December 5th above as your filing date. You have November 4th here. So your last payment was made mid-October and no payments since that time, correct? If you did not make your next payment that is why the change in your bill. If you were current on your contract/billing you would not have any debt to owe and could not include Verizon in your filing. So it is obvious you missed a payment and that is why your bill went up along with whatever else they included due to it being late. You must have owed them something to include them in your filing. Otherwise if your account with them was current you could not include them in your filing as there is not debt. Also, since you included Verizon in your filing it may be difficult if not impossible to get a contract with another major carrier - you will probably have to resort to the pay as to go services.

[Flamingo]

Nope the previous payment was made 2 weeks before its due date, (due date was Nov 1st and we filed on Nov. 4th) in the 6 years we have had Verizon we have never ever been late. No changes were made to this account in the last 7 months. The next billing cycle should had our due date be Dec. 1st, instead Verizion changed the billing cycle and raised the bill $100 plus this month.

OK, you state December 5th above as your filing date. You have November 4th here. So your last payment was made mid-October and no payments since that time, correct? If you did not make your next payment that is why the change in your bill. If you were current on your contract/billing you would not have any debt to owe and could not include Verizon in your filing. So it is obvious you missed a payment and that is why your bill went up along with whatever else they included due to it being late. You must have owed them something to include them in your filing. Otherwise if your account with them was current you could not include them in your filing as there is not debt. Also, since you included Verizon in your filing it may be difficult if not impossible to get a contract with another major carrier - you will probably have to resort to the pay as to go services.

[Fallonedward]

Nope the previous payment was made 2 weeks before its due date, (due date was Nov 1st and we filed on Nov. 4th) in the 6 years we have had Verizon we have never ever been late. No changes were made to this account in the last 7 months. The next billing cycle should had our due date be Dec. 1st, instead Verizion changed the billing cycle and raised the bill $100 plus this month. When I questioned Verizon tonight about this they stated it was because I declared BK

The reason it did this is I am assuming you were late with the previous payment or did not make the previous payment because the billing period is prior to your filing date. They had no idea when that bill was created that you had filed. The bill you received probably included past due amounts/charges and if you pull out the contract you signed when you obtained your phones/lines all that will be indicated in there as to those fees and charges. I don't get your post because whatever increased as to your phone charges took place before your filing date and your billing cycle sounds like a normal period of time to me with payment due within a normal period of time. Now if there is a statement in with your phone service as to why they raised their fees, you didn't indicate that or what encompassed this increase - you just state it is due to you having filed. Did you make your previous monthly payment or add or or increase any other services prior to filing? I am assuming since you included them in your Chapter 7 that you owed them money otherwise there is no debt owed as it is a continuing monthly contract if paid on time and would not be an includable item in one's filing.

[olivies]

We included Verizon in ours, but our phones were shut off about a month prior to filing bk. After we filed, we got phones with AT&T, no bankruptcy penalty fees there.

[Flamingo]

This bill was for services from Nov. 5th to Dec. 5th (amazing how they changed the billing to one day after we filed to Dec. 5th, with payment due on Dec. 30th). The bill went from former monthly rate of $175 to new monthly rate of $288

The reason it did this is I am assuming you were late with the previous payment or did not make the previous payment because the billing period is prior to your filing date. They had no idea when that bill was created that you had filed. The bill you received probably included past due amounts/charges and if you pull out the contract you signed when you obtained your phones/lines all that will be indicated in there as to those fees and charges. I don't get your post because whatever increased as to your phone charges took place before your filing date and your billing cycle sounds like a normal period of time to me with payment due within a normal period of time. Now if there is a statement in with your phone service as to why they raised their fees, you didn't indicate that or what encompassed this increase - you just state it is due to you having filed. Did you make your previous monthly payment or add or or increase any other services prior to filing? I am assuming since you included them in your Chapter 7 that you owed them money otherwise there is no debt owed as it is a continuing monthly contract if paid on time and would not be an includable item in one's filing.

[Fallonedward]

This bill was for services from Nov. 5th to Dec. 5th (amazing how they changed the billing to one day after we filed to Dec. 5th, with payment due on Dec. 30th). The bill went from former monthly rate of $175 to new monthly rate of $288

did u get this bill before or after u filed?services rendered before or after u filed?

[chicagoannie]

Thanks, I will hit both Target and Walmart tomorrow to see which phone I can get the chepest as I'm on low funds till payday on the 15th of January

Just FYI - Tracfone has several phones that automatically double the minutes you buy. But it sounds like that Walmart $30 deal is very good.

[Fallonedward]

Thanks, I will hit both Target and Walmart tomorrow to see which phone I can get the chepest as I'm on low funds till payday on the 15th of January

Fallon, Straight Talk's unlimited plan is only $45 per month, and their All You Need plan is 1000 minutes, 1000 texts and 30mb web access is just $30. We've had them for over a year and have had service darn near everywhere we've been. My sister just got them too, and they ported their old numbers to the Straight Talk phones.

[free2breathe]

Fallon, Straight Talk's unlimited plan is only $45 per month, and their All You Need plan is 1000 minutes, 1000 texts and 30mb web access is just $30. We've had them for over a year and have had service darn near everywhere we've been. My sister just got them too, and they ported their old numbers to the Straight Talk phones.

[tobee43]

Tobee, our attorney told us that in our state Verizon is known far and wide to screw the consumer that declares BK and that is why he protects all of his clients and includes them in the BK process, so when they pull this crap you are able to just walk away. I really did not believe our attorney and did not think that they would jack our bill up but sure enough they did.

thankfully you had a wise atty!!!

we never listed verizon on our petition and i guess they never re checked our credit??? since our amount never changed...which i'm glad we slipped on by. good to hear you can get another company without any problem.


i mean think about this...we are by far the BEST credit risk for anyone....after all we cannot file bk for another 8 years....

[Fallonedward]

Tobee, our attorney told us that in our state Verizon is known far and wide to screw the consumer that declares BK and that is why he protects all of his clients and includes them in the BK process, so when they pull this crap you are able to just walk away. I really did not believe our attorney and did not think that they would jack our bill up but sure enough they did.

wow!! NO way....we have them as well....however, we didn't list them on our bk...and we never got over billed or any additional billing??? i wonder why?