Do I list judgements on Schedule D (Creditors holding secured claims)

[jasonater]

I have a couple CC judgements in Maryland Circuit Court. Does that make them 'secured' as apposed to other CC debts which are just in collection? Do I list them Schedule D (Creditors holding secured claims)?

Thanks
Jason

[despritfreya]

Unless you know the judgment has become a recorded lien against your property, it is listed on Schedule F. A judgment is not a lien unless it is properly recorded under State law. Normally you would simply list it under F.

Des.

[justbroke]

I would still just list it on Schedule F. Let the creditor (judgment creditor) file a claim as to whether it's secured or not. I'm thinking that you don't know whether it is a recorded judgment that is now a lien, and that's why you're asking.

[jasonater]

Ah, thank you. Each creditor has also tried garnishment of bank accounts and/or my paychecks. That's why I thought it was secured. Unfortunately I am unemployed, so the wage garnishment didn't work, and the bank account is joint with my wife so I had the garnishment lifted (even though they recently tried it again).