Allowed housing expenses? The county standard or what you actually pay?

[btbeme]

You can use the allowance. No worries.

[justbroke]

The Mortgage/Rent expense for a family of 2 in Orange County California is $1,671/month. You're saying you can't get a room for $1,671/month. A quick cursory glance shows many apartments in Anaheim for around $1,200-$1,600 for a 2 bedroom. To me, this seems that the United States Trustee's Allowances are in line.

What do you think the allowance is for 2 people in Orange County California?

(FYI: Orange County has the highest allowances for mortgage/rent and non-mortgage/non-rent expense in the entire State of California.)

[overthedebt2]

I'm still really confused about expenses and housing allowances. When I was servicing those minimums, all I could afford in the way of housing was literally renting a single room in a house. I had nothing left over at all so a room rental was my only option. Clearly, that is not a normal reasonable living expense for a married couple. However now that I've stopped paying the CC's, it looks like I have a LOT of disposable income. Do I use the "standard" housing expense for my county or what I'm currently actually paying (which isn't sustainable unless I'm expected to always live in a rented room the next 10 years).

Really confused by this!

CA: Orange County
Income: $58K for household of two
Unsecured CC debt: $140K +/-

Thanks!