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Old Collections in credit report gone due to SOL-should I worry?

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    Old Collections in credit report gone due to SOL-should I worry?

    I had 2 small med bills that stayed on my collections in my credit report for yeeears, couldn't pay due to unemployment and eventually removed last year.
    Do I need to worry about them when I'm listing all my creditors I had debts with? Unsure if they can go after me years later...I dont even remember the company names...

    #2
    If you are planning to declare bankruptcy, you should list all debts, new or old. It is sufficient to list old debts under the name of the original creditor. Even if the debt has been sold or resold to a junk debt buyer, it will still be discharged. So for these old medical bills, just put the name of the hospital/clinic/doctor's office and if the dollar amount is unknown, just put "unknown" for the amount.

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      #3
      I would list any and everything just to be sure!
      Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
      Status: (Auto) Discharged and Closed! 5/10
      Visit My BKForum Blog: justbroke's Blog

      I am not an attorney. Any advice provided is not legal advice.

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