payday lender crap

[yourfired]

i went into ace cash this morning asking for another copy stating i owe them and the lady would not give me a second copy she said it will goto collections after they hit my bank account. i told her i closed that account out and there not getting shit out of it because i closed it. she just said ok.. should i wait for it to hit collections???

[justbroke]

That's up to you as to the extend you want to deal with any aggressive collection tactics. That could include an actual lawsuit, judgment and a judgment lien being recorded against all your property. Judgment liens are enforceable for 10 years with a renewal option for an additional 10 years in most States.

[yourfired]

That's up to you as to the extend you want to deal with any aggressive collection tactics. That could include an actual lawsuit, judgment and a judgment lien being recorded against all your property. Judgment liens are enforceable for 10 years with a renewal option for an additional 10 years in most States.

yea but a bk would wipe all of that out right???

[justbroke]

Yes. A bankruptcy stops unsecured creditors from collecting on the debt.