Car Repo - Can they withhold my stuff?
Hoping you guys can help me out.
I am planning to file BK in February when my taxes come back.
My car was repossessed while I was in the middle of unloading groceries. I went back down to the car to grab the last bag as well my wallet and phone which were in the glove box but the car was gone. I was literally inside for 3 or 4 minutes putting the cold stuff into the refrigerator.
I went to a friends house and called the police to make sure that it wasn't stolen because I am not that far behind on the payment. The police gave me the information of the towers. I called the towers and they are telling me that I have to pay some outrageous fee to get my things back.
In the wallet is my cash, my debit card, my license an other id's. I bought two prepaid 30 day bus passes because I knew we would be letting the car go in a few weeks. They are in the wallet. I don't have enough cash to pay the fee that they are asking for. I called the nonemergency police again and they said that they do not get involved and that I can not report the items stolen because the towers did all of the legal steps in notifying the police of the repossession.
I don't really care about losing the car or the last bag of groceries but I really need my wallet and phone. We are trapped in this house and my son's school is a 95 minute walk each way from the house. I don't have enough cash to get a buss pass. Everything I had was in the wallet. I work from home and need the phone for conference calls.
Any ideas on how I can get my things back?
Thanks in advance!
I am planning to file BK in February when my taxes come back.
My car was repossessed while I was in the middle of unloading groceries. I went back down to the car to grab the last bag as well my wallet and phone which were in the glove box but the car was gone. I was literally inside for 3 or 4 minutes putting the cold stuff into the refrigerator.
I went to a friends house and called the police to make sure that it wasn't stolen because I am not that far behind on the payment. The police gave me the information of the towers. I called the towers and they are telling me that I have to pay some outrageous fee to get my things back.
In the wallet is my cash, my debit card, my license an other id's. I bought two prepaid 30 day bus passes because I knew we would be letting the car go in a few weeks. They are in the wallet. I don't have enough cash to pay the fee that they are asking for. I called the nonemergency police again and they said that they do not get involved and that I can not report the items stolen because the towers did all of the legal steps in notifying the police of the repossession.
I don't really care about losing the car or the last bag of groceries but I really need my wallet and phone. We are trapped in this house and my son's school is a 95 minute walk each way from the house. I don't have enough cash to get a buss pass. Everything I had was in the wallet. I work from home and need the phone for conference calls.
Any ideas on how I can get my things back?
Thanks in advance!
That must have been very inconvenient and strange timing as you were going to step out and get your wallet and phone from your car. Is it possible if you can borrow some money from friends or family to pay for the fee (sorry this turned out to be an outrageous fee for you 
) to get your personal items back? The repo guy at least should have informed you at the door he was here to repossess your car and to make sure your valuables were taken out of the car!
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