Got a call from some robot chick this morning from ERC. Anyone know who these guys typically represent?
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Take $10 billion from the government and then sue me...nice
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Was it hot Linda?
(I've never heard of these people, but these collection firms seem to be growing.)Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt. -
Was it Chelsea?????? She became my new best friend.Originally posted by jwmc1 View Post
ERC was handling Amex in my caseMoving ahead with my fresh start!
Ch 7 Discharge: 12/14/2009
TT Report of No Dist! 03/31/2010
Case CLOSED!!!: 04/28/2010
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Mostly major cc companies. ERC is based out of Jacksonville, FL. Pretty much bottom feeders in the way they handle accounts. They love the pay in full and bully tactics.
Nothing special about them except that they love tax credits from local governments. Just another bunch of sunny beaches.
All information contained in this post is for informational and amusement purposes only.
Bankruptcy is a process, not an event.......Comment
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They don't look like a debt buyer...Take $10 billion from the government and then sue me...niceComment
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I'd like Linda or Chelsea to call me! My husband is out of town and I've been in the sangria. Stupid automatic stay.attorney consult and decided to file, 02/15/2010
no-asset Chapter 7 filed, 03/11/2010
341, 05/10/2010
discharged, 07/13/2010Comment
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The message was only about half, I never even knew who they were asking for.
I am so tired of this.Take $10 billion from the government and then sue me...niceComment
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I get a lot of VMs with half a message. Never includes a phone number...just a "Press 1..." I do and nothing happens. Half the time I answer and they hang up.First consult: You go now, no CH 7 for you. You spent entire buffet. 13 has a 95 percent payback. (Owwwch) On to next consult....Comment
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Originally posted by blessed View Post
Does he know ??Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7Comment
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I'm glad you were brave enough to ask. I wasn't.Originally posted by albacore44 View Post
Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.Comment
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They're not a debt buyer, but they are without a doubt bottom feeders. I know some of them.....Originally posted by jwmc1 View PostAll information contained in this post is for informational and amusement purposes only.
Bankruptcy is a process, not an event.......Comment
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Whatever, I am starting to get numb to the crap of these peopleOriginally posted by frogger View PostTake $10 billion from the government and then sue me...niceComment
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You must be numb to the crap. Their job is to make sure that you're not numb. They have a script, they have an agenda, and if they don't collect, they don't make any $$$$$.Originally posted by jwmc1 View Post
Nothing better than a case number to stop all the calls!All information contained in this post is for informational and amusement purposes only.
Bankruptcy is a process, not an event.......Comment
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They collect on WAMU/CHASE accounts, dv'ing will send them straight to the fax machine to your local collection/attorney, to which they WILL sue you in court.Comment
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I was just joking around. Or rather the sangria was joking around.
attorney consult and decided to file, 02/15/2010
no-asset Chapter 7 filed, 03/11/2010
341, 05/10/2010
discharged, 07/13/2010Comment
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