The real answer was the law firm was using the lawsuit filing papers to pressure a settlement on the debtor to avoid a judgment, by agreeing to monthly payments.
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Summons - Chase Bank
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For more info about lawsuits, judgments, and garnishment, please refer to the "stickies" (at the top) of the Collections forum.
Or, click here... http://www.bkforum.com/showthread.ph...-and-Judgments
Or, here... http://www.bkforum.com/showthread.ph...Nuts-and-BoltsThe world's simplest C & D Letter:
"I demand that you cease and desist from any communication with me."
Notice that I never actually mention or acknowledge the debt in my letter.
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Since your wife was actually served, if she doesn't respond within 30 days, they probably will move for a default judgment. Once they get the judgment they can try to collect by garnishing her wages or levying her bank accounts.Originally posted by joecitizen View Postso i wait to call their bluff if this is what this firm is doing? anyone have experience with this firm?LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!
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