how long?

[justbroke]

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[shipo]

It depends upon your definition of "recover". The fact is, you can buy a car not long after your discharge, but you will be on the hook for a high interest rate. As for a home, there are lots of guidelines on getting a mortgage after a bankruptcy, assuming a Chapter 7 here, as a general rule, two years is typical.

[kmpenta]

Im just wondering how long, on average, will it take our credit to recover so we can purchase a car, home, etc? My husband and I are both unemployed at the moment, but he should be starting a job soon. Staying with my parents and hoping we will be able to have a fresh start after the bankruptcy is finalized. - [name removed by moderator]