I don't think they look at the rate. They look to make sure the payment is (a) below the national allowance, and (b) doesn't change the dividend to the unsecured creditors in a significant manner. I can't define significant. Kansas should be based on the Midwest Census region and the maximum ownership allowance is $619 for a single vehicle.
Bottom line, the interest rate probably doesn't matter. It will be the total amount and impact on the unsecured creditors.
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What is the highest int rate a kb trustee will approve on a new vehicle
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