My bankruptcy was filed in 2005 and discharged in 2007. When did the 7 year mark of ch.7 start, in 2005 at filing or 2007 with discharge? I was just curious.
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Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
Who it was we were below, where we've been and where we go
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I believe at discharge.My kids better not put my FICO score on my headstone~ (quote by dspii) -
for a bk...it's 10 years from the discharge date....not the filing date.Originally posted by AMISLANDER View Post8/4/2008
MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9Comment
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Well, so far I'm 8 days into my 10 years. LOL.Filed August 20
341 on September 23 Report of No Distribution - September 24 Case Discharged and Closed on November 23!!!Comment
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Right on! So 2117 is my 10 year mark....wow.Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
Who it was we were below, where we've been and where we go
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8 days and 12.5 hours.....LOL!!!! right drowning!! you are too funny!Originally posted by drowning123 View Post8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9Comment
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yes, it's really ugly when you put it that way!!! but unfortunately the truth....and wow is right!Originally posted by AMISLANDER View Post8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9Comment
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I hope not! That would be over 100 years from nowOriginally posted by AMISLANDER View Post
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ROFL!!!!!!!!! it would be!!! well....at least now of us would have to worry about getting credit again...and actually it wouldn't surprise me it they ( congress and or the banking industry) changes the time period from 10 years to 100 years!!!!!!!!!Originally posted by berkeleygl View PostI hope not! That would be over 100 years from now .8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9Comment
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You can file a Chapter 7 every eight years, right? The BK could stay on your credit report for up to ten years.Comment
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rotfl!!! sorry, I meant 2017. So many are lucky to file & be discharged in same year; trustee wanted my vehicle so mine dragged as...this past Sept. was five years since filing...seems like forever...Originally posted by berkeleygl View PostI hope not! That would be over 100 years from now .Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
Who it was we were below, where we've been and where we go
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It's interesting that it's 10 years from discharge. I only say that because I filed in Dec 2009 and discharged in March 2010. According to my CR, it's "scheduled to continue on record until Dec 2019".Chapter 7 filed December 11, 2009, 341 Meeting held on January 7, 2010
Deadline to File a Complaint: March 8, 2010
Discharged and Closed March 11, 2010Comment
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yes, that's correct...every 8 years but it does stay on your credit for 10....LOL!!! just another oxy moron move!!Originally posted by Egr61 View Post8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9Comment
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right....we are in florida here AMI....so nothing surprises me at all anymore!!!!Originally posted by AMISLANDER View Post8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9Comment
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BK's reporting statute of limitations are from the filing date - not discharge date.Comment
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