Do you think that the general public considers us as "shysters"?

[espo1357]

My niece wants to be a physician, and the job security thing is only small part. And if folks wanted to go medicine because of the security, I say let them live with the same sort of reduced wages as the rest of us - there will be plenty of folks begging to take modest paying physician gigs.



I agree 100%, which is why getting corporations out of the underwriting of health care (i.e., universal public health care) is such a great policy.

As if your niece determines the mindset of so many.

There are so many holes in your post, but I don't have the time to type or deal with this right now.

Here are some thoughts:

first, my bk has nothing to do with nothing.

second, calling obama a great man might be the dumbest comment in the history of the world.

[JackBondLove]

YOU TELL ME we are not in a Depression! All this came within three years. It is not Bushes regime. It is time for our Vacationer-in-Chief to ask his advisers for better advice and then TAKE IT.

Obama tried to get a massive stimulus going to keep people working, but was blocked by the Republicans. He would like to raise taxes on the wealthy to fund stimulus as well, but the born-again Republican deficit hawks (where were they when their boy W turned my boy Clinton's surplus into a deficit?) wouldn't let him, and the Republicans did a complete pivot on being the party against Medicare to being the defenders of Medicare - i.e., trying to divide and conquer the old folks from their uninsured children, since Obama's health care proposal was "putting his damn government hands on their Medicare!"

Is Obama a fighter like FDR? Absolutely not. I wish he were.

[JackBondLove]

... Also, if you think doctors go into medicine for reasons other than money or job security, you live in a fantasy land ...

My niece wants to be a physician, and the job security thing is only small part. And if folks wanted to go medicine because of the security, I say let them live with the same sort of reduced wages as the rest of us - there will be plenty of folks begging to take modest paying physician gigs.

... Lastly, corporations only care about the bottom line. Why should they care about us? If they did business this way (cared only about us), they would not exist ...

I agree 100%, which is why getting corporations out of the underwriting of health care (i.e., universal public health care) is such a great policy.

[JackBondLove]

You have to be kidding.

Universal Healthcare does more harm than good, especially since it waters down the quality of healthcare. Where is the incentive for people to go to school and study medicine when they have little incentive when they graduate? And why should it be required for everyone to have insurance? Its BS.

Another thing: Corporations are holding 2-3 trillion in cash because they have no clue what Obama is going to do next, with his endless regulations and flip flops (see Steve Wynn, a Wharton grad and a man who is probably the most influential person in the history of Nevada).

Obama is a flip flop, community organizer, with no business experience, a typical politician with nothing to offer but false hope and lies.

This is getting off-topic, but I will respond.

Are you saying that somehow universal health care will mean that there will not be an incentive for folks to become physicians? First off, the amount that is net paid to physicians could always be set at a level that would be enough. Second, I don't know if you have checked around the admission rates at medical schools, but there sure are a whole lot more folks that would like to be physicians that not, so even if their financial prospects were not to be as good, there would still be plenty of folks willing to do it - and probably folks that would be doing it more to help their fellow man, than to be able to drive a Mercedes or Porsche (the two makes I noticed some of my old physicians driving!) Third, in the "new normal" economy, there will be a continuing surplus of intelligent labor, therefore more folks will be interested in being a physician, not to be wealthy, but just to have a decent JOB!

I'm not sure how corporations holding on to $3T has anything to do with health care. To corporations, health care costs are simply part of the employee compensation, and companies could always force employees to simply pay for their coverage if they want to (and many have, as a way of dropping true wage levels.)

And finally, I don't know how someone who is (has been) in financial stress cannot be relieved to know that health care will be there for them, no matter what happens to their finances. I'll bet the NEXT time you go BK, when you have run out of cash and without a job, when you get diagnosed with cancer, that you will be thanking your lucky stars that a great man like Obama went through political hell to get you your health care!

[chicagoed195]

I personally do not care whether or not the general public thinks I am a shyster. It really is none of their ***king business.

I have availed myself of the legal relief that has been legislated (presumably because someone thought it was a necessary tool) to enable me to solve a situation that I couldn't solve without the voluntary assistance of all of my creditors, none of whom actually give a damn about me personally. I'm just a number, one of many, insignificant by myself with no recourse but the bankruptcy code to force a solution instead of extending the problem.

If I knew three years ago, what I know know, I would have a couple hundred thousand dollars more in my retirement plan. I wouldn't have attempted to convince my creditor's to be part of the solution and thrown good money down the tubes trying to hang on. I probably would have filed a 7 instead of a 13, done a stay and pay on the 1st trust and stop paying on the second and offering a small amount to release the lien. I would have planned my income in the lookback period and in the confirmation predischarge period to avoid issues that might have required a conversion to a 13. In short, I would have done everything I could to plan the bankruptcy to maximize my position and minimize the creditor's position, within the confines of the law. That wouldn't have made me a bad person, just a smarter one!!!

Instead, I didn't find this forum soon enough, eroded most of my assets trying to negotiate modifications and payment plans and ultimately had to accept a 13 to avoid losing the house to foreclosure. I don't think that makes me a bad person and I am not gaming the system. I literally paid down over $150,000 in debt in the 18 months prior to filing. Guess what - Am Ex., Visa, MC didn't care that I had paid down 60% of my debt in the prior year. They squeezed the credit lines, increased the interest rates and were only interested in when the next payment was coming.

They got what they deserved.

[Freddy03]

Hey Freddy, Who spoke about? I hope you don't think I. I lub 'merime'. She's on my friend list big time. Clarify please. She's my "honey' and Mrs. approves. 'Hub

Oh no not you or Merime herself. I was referring to the Older Lady she posted about "beating the system and living a fairy tale life" by not filling BK and having 50K stashed away while she is collecting food stamps and goverment assistant.

[ValleYum]

I still agree with my opinion of this lady you spoke about.

I agree that she is still someone who WORKED the system.

No, hub, not merime herself, but the older lady whom she hero-worships for beating the system - the old lady who took her 50k out of the bank waited a while and now people who pay taxes are toting her note.

[AngelinaCatHub]

I still agree with my opinion of this lady you spoke about.

Hey Freddy, Who spoke about? I hope you don't think I. I lub 'merime'. She's on my friend list big time. Clarify please. She's my "honey' and Mrs. approves. 'Hub

[espo1357]

There are some people whose low opinion of me I wear as a badge of honor. The 'general public' is one of them. If they're not a client, a prospective client, a family member, a friend, a neighbor or a boss, I don't much care.

Opinions are like @$$holes. Everybody has one.

This approach to life needs to be taught in our schools.

[Freddy03]

i agree! everyone judges, until they walk a mile in your shoes. About a month ago I posted about this ady in her 70s , who when she foresaw her CC bills getting out of control took all her money out of the bank. She then qualified 2 yrs later for foodstamps and reduced healh care. so many people wrote that she was wrong to do that, that it would haunt her and that essentially she was evil. How different was she from anyone who bails of a sinking ship. Everyone makes mistakes, its how we repair what we do that makes us unique. That lady is no different from anyone who has ever posted on this forum hoping to salvage what they have left. File or not ,we deserve to live a life.

I still agree with my opinion of this lady you spoke about.

[AngelinaCatHub]

Ooops a little slip of the tounge

BASICALLY TAKING OVER.

http://www.youtube.com/watch?v=o3I-PVVowFY

This tread is about how other people feel about we who are in or have just been through bankruptcy. The link will give an insight to what our Country leaders are planning for us.

We best be concerned about our Cities gong BK and our Country doing the same. Printing paper and calling it money will just not work. We cannot spend our way out of our problems.

[AngelinaCatHub]

The prez may have the big veto pen, but the congress has the power to impeach. We're on the same page 'hub.

Frogger, Presbo has done nothing to be impeached for......yet. Of course he has attempted to disobey laws, ignore the Supreme Court Justices, and in my opinion, has most of Congress in his pocket. They either are next to socialist as one is a proclaimed Communist, or due to the way the cabinet and other "Czar's" are salted everywhere, that our representatives are actually in fear of this man.

What did Hitler do to his best friends called the brown shirts? Once he secured his goal as Chancellor for life, he bumped his "friends"/opposition off. Too many people will blindly agree to whatever Presbo wishes to do, for whatever reason. 'Hub http://www.youtube.com/watch?v=eGhdX1SI3KY Listen here to 'Bammy's words.

[frogger]

The people posting those comments are likely fortunate enough to not have experienced life crashing in on them in such as way as to make bankruptcy an option. Lucky them. A simple case of those speaking of something about which they know nothing of.

Funny thing.... some of the same people that looked down their nose at me a couple of years ago are now coming to me and asking questions about bk.

Never say never....

(or as 'hub would say, Karma)

[AngelinaCatHub]

The people posting those comments are likely fortunate enough to not have experienced life crashing in on them in such as way as to make bankruptcy an option. Lucky them. A simple case of those speaking of something about which they know nothing of.

How true. "But for the grace of God, go I". Karma if you wish to call it that, is a b*tch and those who mock others sew seeds of their own fate. We are in a house of cards at this time and the first card has fallen. Or you could say the domino affect as the newest rage is metal collecting on our area. Aluminum cans are now 70 cent a pound, the multitude of empty houses are being trashed for it copper, and air handlers go missing in the night. People are getting desperate, and when the food goes up, the welfare stops, UC is run out, you may just see riots in our own streets as we view on TV in Greece, France etc. Not going to be 'purty'. 'Hub

[IamIrene]

Amazingly, there are a bunch of reponses that basically say that we are the shysters here!

The people posting those comments are likely fortunate enough to not have experienced life crashing in on them in such as way as to make bankruptcy an option. Lucky them. A simple case of those speaking of something about which they know nothing of.