Originally posted by Bobby'sGirl
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If someone gave you $250 right now....
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Thanks, Bobby's Girl. One of the ways I cope with my own bk stress is trying to help others here. It's the most positive side of this experience so far, and I'm really happy when it makes a difference for someone.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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Thanks for the supportive words, Jane - happy 4th to you and your loved ones too!Originally posted by jane taylorDear lrprn:
Bless your heart!!! So sorry you had to go through that! How are you feeling these days? This process is stressful on a good day, much less when you feel like crap! We are looking at some whopper medical bills next month, but husband has to have the surgery!
Wishing you and yours a Happy Fourth of July!!
I'm feeling fine now thanks to two and half weeks of antibiotics. So far the hospital costs sent on to our insurance company is close to $25,000 - that doesn't include physician costs or any ongoing follow up visits and tests that will be required over the coming months. Luckily we have good health insurance through my job, but we'll still end up owing thousands. Our lawyer plans to add these required medical payments to our plan as soon as we know what the final hit is going to be in about 60 days. The way our confirmation is going so far, we are quite likely to still be unconfirmed then - makes amending the plan much easier! (Sometimes small bright spots can be found in every dark lining...
)
I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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Hopefully, you're trustee is being understanding about this--it's not like you went a charged a trip to Tahiti pre-BK!Originally posted by lrprnLuckily we have good health insurance through my job, but we'll still end up owing thousands. Our lawyer plans to add these required medical payments to our plan as soon as we know what the final hit is going to be in about 60 days. The way our confirmation is going so far, we are quite likely to still be unconfirmed then - makes amending the plan much easier! (Sometimes small bright spots can be found in every dark lining...
)*** THIS IS NOT LEGAL ADVICE--ONLY A LAWYER CAN PROVIDE THAT. ***
My posts represent hours of research on and off the web, these forums, my experience, and my opinions.
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Tires for the car which will be needed in the next couple of months or clothes I've desperately needed to get for about two years now but haven't been able to afford. It's a toss up.
(I just spent $400 today for new glasses.
)
Filed Pro-se: 01/18/06
341 meeting: 02/14/2006
Objection Deadline: 04/17/06
Discharge: 06/13/2006
Closed: 06/21/2006
Credit cards
06/25/06, reopened a Discover that I closed before my bk, $1500 limit
July 2006, Target Redcard $200 limit
August 2006, Hooters MC $1750 limit
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#1 - I'd buy some new tennis shoes. Maybe even two pairs!
I'm still wearing the same pair I wore to my 341 meeting ... 2-1/2 years ago!
(I've got some slippers I wear when my tennis shoes are being washed.)
#2 - I'd buy a few groceries and household things.
#3 - Put the rest in savings.
Filed Chapter 7 (Medical Bills) - 12/16/04
341 Meeting - 1/28/05 | Discharged - 3/31/05 | Case Closed, No Assets - 7/5/05
Update 2/15/11 - Still totally debt-free except for the mortgage, which we're paying down quickly!
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Right now I'm dieing waiting for bills to come in. Since we've moved we haven't gotten a gas, electric, water, or sewer bill.
We might need the $250 for one of those!!
Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...
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