New to the forum

[User902021]

Hello to everyone. I can’t say it’s nice to be here (seeing as how I would prefer not to have to be), so instead I’ll say, I am grateful that there are people like you all, who are willing to offer your insights and advice to those of us who need it. Thank you for your selflessness!

[shipo]

Welcome; any questions or stories for us?

[justbroke]

Welcome to BKForum.

As they say, bird of a feather, flock together. Feel free to start any conversation of your choosing as you navigate through what can be stressful. But, I must also say that the relief from filing and then from the discharge of the debt can take the weight of the world off your shoulders. Of course there are ups and down, but getting to the discharge is our goal. A new change, a second chance, a fresh start.