(San Diego) So 15 minutes before I go to see the trustee, my lawyer looks over my bank statements and with a confused look on his face pulls me into the hallway.

He says he's concerned about the expenses not being enough to offset my income (I'm self-employed) and suggests that I don't...

I was discharged on 7/7/2011 on an asset case. On December 2011 I finished paying the Trustee all the money he asked from us. Since then, nothing. No news. Case is still open. I spoke with my attorney and he is against contacting the Trustee to find out updates. Is he right? [to adopt the waiting...

Hello all! I have been making regular payments on my ch 13 for about 1 1/2 years, but then lost my job. My payment has been $2000 per month. Up until now, my account was $1600 in arrears from April.. my payment is due on the 25th. I do not have that complete payment.... I have gotten a new job now...

My story ... read and learn.

On the 22nd of the month I made a $1,500 cashier's check to pay the rent. I mailed the check that day to my landlord who deposited it on the 1st of next month. On the 23rd (next day after I mailed the check) I filed Chapter 7.

Now the trustee...

Well, WOW! I'm glad it's over, but it was very stressful.

There was one lady ahead of us who told the trustee she had spent her tax return to pay back her parents for an air conditioning/heating unit they had bought for her when hers died. As soon as she said it, I thought, "OH...

My husband and I make approximately 111,000/year. I have over 50,000 dollars in credit card debt, 24000 in repo cars left over, and a 43000 garnishment for a Heloc on a foreclosed home. I also have 50,000 in student loan debt. We moved to Georgia 4 years ago and got into a mess with a mortgage company...

My husband and I filed bankruptcy recently and were told by our attorney that our home would be exempt. We then had the meeting with the trustee and soon after found out that the trustee is arguing that our home is not exempt because we purchased the home in Nov 2007 and some of our debts were existing...

Had 341 meeting for our Ch 13 BK today and all went very well. We were in the second (9:00) group so we were able to see the trustee's representative clean up some of the earlier (8:00) cases that had some misses. One attorney was actually fined $500 out of his fees from the debtor for failing to take...

Our Ch. 7 bankruptcy was randomly audited (in 25 years our lawyer says he's had only 3 of these). The auditor, in his report to the trustee, found a material misstatement - we inadvertently ommitted a number on one of our car values. The correct estimated value was $18K and we had $8K on the schedule....

Well, it is almost done. The Trustee website has marked my case as closed. There is a check number from the trustee listed as outstanding made out to me, but I haven't seen it yet. In addition the website stated that the Trustee has scheduled a hearing for January 11, 2011. I assume that is when...

Okay, a bit of the backstory before I ask my question:

Husband and I are in the process of chapter 7 bk. Have had the 341, and during the questioning (my gods I had never been so nervous as then!) we discovered that much to our embarrassment, a loan we repaid to my mother-in-law for 1k...

REALLY, really long.....

Very seldom do I feel sadness about our credit situation.. I would rather focus on the solutions and behavioral changes we are adapting. I go on HAR all the time just to check out the trends in the housing market for purchasing a house when I come out of bankruptcy....

I have a serious question!
Today was the 341 meeting and the trustee says we can only claim an exemption on two of our four cars. one they can take and were all for it but we need the other three. the thing of it is only one is in mine and my wife's name. the other three are in both me and my...

My bk filed a month ago and the meeting with the trustee was last week. They plan to take my vehicle (value ~ $22,000) which was purchased from a family member who currently holds the title and owned it free and clear. This will leave me without a car, and owing $20K+ to the family member.
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So here it is...we filed for Chapter 7 back in November of 2009, had our meeting of creditors in late December...and here we still are. Our trustee is pretty slow and likes to drag her feet. She had us hand over half of an IRA that was transferred before the filing. Rather than litigate, we decided...