I filed pro se chapter 7 on 12/22 and my 341 meeting is scheduled for 1/28. When would be the best time to start rebuilding my credit? After the discharge or after my 341 meeting or an entirely different timeframe?
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To add what shipo wrote, I would also check my credit reports around 4 weeks after the discharge is entered to make sure everything was updated.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
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Sounds exactly like a credit builder loan. These are good if you never had credit or do not have an "open" installment tradeline. They are known to boost your score by an average of 40 points if you have no installment history. Of course, no one really understands FICO, so that 40-point claim is just that... a claim.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
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