Bank of America wants income documentation for CC?

[joshuagraham]

I applied for a Bank of America CC with good terms (no foreign fee & cash back), so I was not approved immediately, but got sent a letter wanting ID docs but also wanting a paycheck stub or tax form. I had never heard of a CC asking for this, but perhaps this is the new wave?

[justbroke]

I recently had PenFed ask me for my picture ID as well. I have been a member for years, but somehow they don't know who I am? I just chalk it up to some new identity confirmation.

[shipo]

I've heard through the grapevine Discover is doing the same thing these days, including asking long time card holders for documentation and proof of income.

[sophieanne]

Identity confirmation is becoming a big thing in a lot of industries really right now. This is happening for both new and established customers..a lot of it is a random flag generated by a computer.