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Chapter 13 1% plan........54 of 60 months completed!!!

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    #16
    I can't believe you're so close! Chapter 13s are winning this year!
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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      #17
      Seen a new update on Pacer today. Palms got all sweaty trying to click on the link. My plan went from 1% to 12.32% yesterday. All good though because i have $7352 on hold and climbing. Last payment should be 9/7/22.

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        #18
        Got an email from NDC. States "Your bankruptcy case has been active for 59 months" Soooo close!

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          #19
          Getting closer and closer each day! It's so liberating when you finally get out!!
          I am not an expert. I just share my experiences in the Wonderful Wacky World of Chapter 13! Filed 3-30-18 Confirmed 7-11-18 Discharged 6-8-22

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            #20
            NDC shows bankruptcy has been active for 60 months! Last payment was deducted and case status changed from Open to Z-NPOC******, then S-NPOC******. Not sure what the Z or S mean but NPOC i was told meant In Process Of Closing. Sooooo close!!!!

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              #21
              Hurray!!!
              I am not an expert. I just share my experiences in the Wonderful Wacky World of Chapter 13! Filed 3-30-18 Confirmed 7-11-18 Discharged 6-8-22

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                #22
                Originally posted by MadMotor View Post
                NDC shows bankruptcy has been active for 60 months! Last payment was deducted and case status changed from Open to Z-NPOC******, then S-NPOC******. Not sure what the Z or S mean but NPOC i was told meant In Process Of Closing. Sooooo close!!!!
                Did you have to request an audit to see what the final payoff is?

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                  #23
                  No i didnt. But, i was a little frustrated because i filed 9/7/2017 and family member filed 9/12/2017. They got a letter on 7-29-2022 stating that their bankruptcy is almost completed and they stopped the wage garnishment the following week. They received the discharge letter last week. The only difference is i paid more into my case but im just now getting to the closing phase but i filed earlier. So i had a few more garnishments despite filing earlier. Emailed the attorney and they replied that it should be anytime now.

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                    #24
                    I feel your pain I filed June 30th 2017 and I am still waiting for the discharge notification on Pacer

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                      #25
                      FINALLY!!!!!!!!!!!!!!! After 62 months, praise GOD this is now closed! After stalking Pacer and NDC daily without seeing an update for months, i went to get the mailbox Saturday and seen a letter from the Chapter 13 office. I almost passed out when i opened it and read that this case is closed as of October 27th and my employer has been notified to stop the wage order. But, i contacted the payroll department they advised me to fax the document to them as the court sent the document via mail and that is a much slower process. Also, I had $4500 on hand, but for the final distributions on the 27th, my plan rate increased for a 2nd time. Started at 1%, then went to 12.3% in July, and finished with 18.8% to the unsecured creditors and left me with $760 refund. I just want to say that everyone is in my prayers and that you can do this. GOD bless you all!

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                        #26
                        Congratulations!!!!!

                        Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
                        Status: (Auto) Discharged and Closed! 5/10
                        Visit My BKForum Blog: justbroke's Blog

                        Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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