Chapter 13 1% plan........54 of 60 months completed!!!

[justbroke]

I can't believe you're so close! Chapter 13s are winning this year!

[MadMotor]

Seen a new update on Pacer today. Palms got all sweaty trying to click on the link. My plan went from 1% to 12.32% yesterday. All good though because i have $7352 on hold and climbing. Last payment should be 9/7/22.

[MadMotor]

Got an email from NDC. States "Your bankruptcy case has been active for 59 months" Soooo close!

[Carmella]

Getting closer and closer each day! It's so liberating when you finally get out!!

[MadMotor]

NDC shows bankruptcy has been active for 60 months! Last payment was deducted and case status changed from Open to Z-NPOC******, then S-NPOC******. Not sure what the Z or S mean but NPOC i was told meant In Process Of Closing. Sooooo close!!!!

[Carmella]

Hurray!!!

[Johnworker1]

NDC shows bankruptcy has been active for 60 months! Last payment was deducted and case status changed from Open to Z-NPOC******, then S-NPOC******. Not sure what the Z or S mean but NPOC i was told meant In Process Of Closing. Sooooo close!!!!

Did you have to request an audit to see what the final payoff is?

[MadMotor]

No i didnt. But, i was a little frustrated because i filed 9/7/2017 and family member filed 9/12/2017. They got a letter on 7-29-2022 stating that their bankruptcy is almost completed and they stopped the wage garnishment the following week. They received the discharge letter last week. The only difference is i paid more into my case but im just now getting to the closing phase but i filed earlier. So i had a few more garnishments despite filing earlier. Emailed the attorney and they replied that it should be anytime now.

[Carlybean]

I feel your pain I filed June 30th 2017 and I am still waiting for the discharge notification on Pacer

[MadMotor]

FINALLY!!!!!!!!!!!!!!! After 62 months, praise GOD this is now closed! After stalking Pacer and NDC daily without seeing an update for months, i went to get the mailbox Saturday and seen a letter from the Chapter 13 office. I almost passed out when i opened it and read that this case is closed as of October 27th and my employer has been notified to stop the wage order. But, i contacted the payroll department they advised me to fax the document to them as the court sent the document via mail and that is a much slower process. Also, I had $4500 on hand, but for the final distributions on the 27th, my plan rate increased for a 2nd time. Started at 1%, then went to 12.3% in July, and finished with 18.8% to the unsecured creditors and left me with $760 refund. I just want to say that everyone is in my prayers and that you can do this. GOD bless you all!

[justbroke]

Congratulations!!!!!