Does chapter 13 protect your checking account from being frozen

[HLS]

One of my credit cards is with the bank I bank with. Am I at at risk of having my checking account frozen. Is there a legal $$ they can restrict?

[shipo]

It is my understanding this is something which they cannot do.

[HLS]

What do you mean? They can not freeze the account or 13 can not protect me?

[HLS]

I finally got to my bank and they said as long as checking is in good standing and not overdraft i am ok

[justbroke]

The freezing of an account upon filing a bankruptcy is only done in a Chapter 7 since that's a liquidation. Additionally, the only bank that I know of that does this is Wells Fargo. There may be some very small local (community) banks that do this as well, but only for a Chapter 7. A Chapter 13 is s reorganization, not a liquidation.

[Lanced]

while this is an old thread!!! i told my employer to stop direct deposit and give me a paper check while i was goiung through this since i am a diabetic patient and a heart patient. so i could buy things like groceries and pay rent they agreed to since my bank is wells fargo

[Lanced]

It is my understanding this is something which they cannot do.

it's my understanding that wells fargo are MF'S and will freeze accounts anyways to protect the assets for the trustee!!! wich can be a major inconvenience for people!!!