Since your feelings of despair are overwhelming you, DM, please promise me that you will call the suicide hot line in your area. You can find the number here - http://suicidehotlines.com/
No life is worth so little that it's ok to kill yourself over debt. Don't do it!
Do your best to take a step back and don't let your emotions overwhelm you for a moment. Start thinking about your situation in cold, hard, emotionless ways. If a friend came to you with all the situations you are buckling under, what would you tell them to do?
The problem with forums is that we have only your words to read. We can't possibly know all the details of your situation, can't see your facial expressions, can't hear the tone of your voice. Cues are only written words here - it leads to misunderstandings sometimes.
Have you made appointments with 3-4 bk lawyers in your area yet? Most give free or low-cost initial consultations. Find out if filing bankrupcy can help your situation or not. That's the first step.
Next is to not make assumptions. It's so easy when we are under the intense grip of strong emotions to think we understand possibilities when we actually don't. You won't know what's possible until you actually try it.
Tie a knot and hang on through today. You've tried the obvious things to get out of your situation - no luck. Now's the time to start thinking creatively about your situation.
Realize that you ARE NOT going to be able to maintain the status quo. You have to be willing to make big sacrifices to move things forward in your situation. You either have to make more money or reduce expenses. There's just no other way. To keep hoping you can keep things the same by keeping belongings that are truly optional is wasting precious energy.
Take the first step. Think about your life without all the trappings you have now. Is it the life you want? Of course not. But you may have to give most of it up to start over.
Taking the first steps to making that happen are hard, very hard. But YOU are what matters, not your things. Things can be repurchased later. YOU cannot be replaced.
No life is worth so little that it's ok to kill yourself over debt. Don't do it!
Do your best to take a step back and don't let your emotions overwhelm you for a moment. Start thinking about your situation in cold, hard, emotionless ways. If a friend came to you with all the situations you are buckling under, what would you tell them to do?
The problem with forums is that we have only your words to read. We can't possibly know all the details of your situation, can't see your facial expressions, can't hear the tone of your voice. Cues are only written words here - it leads to misunderstandings sometimes.
Have you made appointments with 3-4 bk lawyers in your area yet? Most give free or low-cost initial consultations. Find out if filing bankrupcy can help your situation or not. That's the first step.
Next is to not make assumptions. It's so easy when we are under the intense grip of strong emotions to think we understand possibilities when we actually don't. You won't know what's possible until you actually try it.
Tie a knot and hang on through today. You've tried the obvious things to get out of your situation - no luck. Now's the time to start thinking creatively about your situation.
Realize that you ARE NOT going to be able to maintain the status quo. You have to be willing to make big sacrifices to move things forward in your situation. You either have to make more money or reduce expenses. There's just no other way. To keep hoping you can keep things the same by keeping belongings that are truly optional is wasting precious energy.
Take the first step. Think about your life without all the trappings you have now. Is it the life you want? Of course not. But you may have to give most of it up to start over.
Taking the first steps to making that happen are hard, very hard. But YOU are what matters, not your things. Things can be repurchased later. YOU cannot be replaced.
Comment