Chase Calls afte Four Years??

[freeatlast09]

b of a...yes, it appears they will all get to it when they decide.

These banks make no sense. By refusing to foreclose, it seems they are hurting the economy and themselves even more. I've seen several posts on this forum about people that are 2+ years after discharge and could get another house thus emptying some of the bank owned inventory, but the 3 year foreclosure clock on their old property hasn't even started yet. We're in that very same situation. We've saved 30% for a down payment and the mortgage payment would be less than our rent, but without the foreclosure even starting (let alone being finished) what can we do? If this keeps up much longer we'll probably just save for a few more years and pay cash.

[tobee43]

That is really weird tobee... be ready next time - no more naps for you.

I'm always interested in your case because we're about 1 year behind you (waiting for foreclosure for 3 years now). We've called BofA a few times and they just say "we'll get to it when we get to it".

you so right! no more naps for me that's for sure! so you too!!! b of a...yes, it appears they will all get to it when they decide.

i'll make certain to post if they call me again, and this time if i'm napping i'll just tell them to call me back so i'm alert!

[freeatlast09]

That is really weird tobee... be ready next time - no more naps for you.

I'm always interested in your case because we're about 1 year behind you (waiting for foreclosure for 3 years now). We've called BofA a few times and they just say "we'll get to it when we get to it".

[tobee43]

Sounds fraudulent to me - be careful as someone has your phone number and is looking for information. Did you ask to verify who he was and get a return phone number to call Chase to verify the call? Always do that when something like this occurs.

i knew better and didn't do a thing!!! one would THINK i would be prepared like a parrot, no way, i was deep in nap and totally unprepared, however, did not give out any information about our number or the address of the house. the caller id has it has unknown caller, interesting it didn't' say Chase right?

jb...yes, who would verify your phone number when they just called you??? so i was figuring it was be dial a deal...he had our full names but still asked about the property address (which i did not provide). i just want to KICK myself! thanks for fixing my double thread

panda, i will keep you posted, but i doubt it very much that i will hear from anyone again for at least another 4 more years. too weird.

[Flamingo]

Sounds fraudulent to me - be careful as someone has your phone number and is looking for information. Did you ask to verify who he was and get a return phone number to call Chase to verify the call? Always do that when something like this occurs.

[panda]

Tobee, this should be fun to watch and see what they do and are up to. Maybe you will finally get this elephant totally off your back. Keep us posted, I think you are the longest one so far that I have seen waiting for the foreclosure to happen.(although I am sure there are plenty more that are around that timeline)

[justbroke]

Yes, this is certainly a strange call. I too would have offered no details since I could not verify who the person is that called me. Generally speaking, I don't verify information for ANYONE that called me directly without me asking them to call me.

(I fixed the double thread problem.)

[tobee43]

OPPPPPPPSSSSSSSS...double posts!!!!!!! sorry!!

[tobee43]

interesting, about 5:30 yesterday i rec'd a phone call from chase in reference to the house we surrendered to them over four years ago.

first, the guy says very nicely, this is NOT an attempt to collection a bill, then read me some legal disclaimers etc.

then he asks what we intended to do with the property. LOL!! i asked him, with all due respect, what is it about the word "surrender" chase didn't understand. he then asked if our position had changed? i asked him changed from what...it's four years later we don't live in the state any longer. he said well he wanted us to know that they are foreclosing on the property. i replied, well, it is about time! what has taken you so long?

we then asked why we filed bk....what???? then he asked to verify my phone number, i said, didn't you call me? then he asked me to verify the property location, i told him i'm certain he knows it.

i had no idea where he was going other than i do believe that they were looking to see if we wanted to the house back...had i not just woken up from a nap i would have been a bit sharper. darn!