Forum Rules (Everyone Must Read!!!) (updated: 04/28/2015)

Welcome to the Bankruptcy Forum. Bankruptcy (BK) Forum is known as and will be referred to as BKF hereinafter. In order to ensure a long term success of our vibrant community, we have established certain rules and guidelines to which everyone must adhere to. Please take your time to carefully read our rules, before you start to participate in the community.

Things you agree to do: (BKF) users agree to use the search function before starting a new thread. This prevents duplicate discussions and allows for better organized topics.

All BKF users agree to read the sticky posts which may be available at the top of a forum page. These Sticky posts often contain valuable information. They may also outline more rules and guidelines specific for that particular forum, stickies are put in place by that forums moderator(s) or admin(s).

Things you agree not to do:

All BKF users agree not to call people names or write a post simply to make a personal attack, or get a negative reaction; this behavior is not allowed on our forum. The use of derogatory language aimed at anyone will be severely dealt with. There is no need to agree with each other, or to even like each other. However, by signing onto you agree to treat each member and guest with the respect they deserve. No threats or personal attacks will be allowed.

All BKF users agree not to discuss, engage, or encourage any behavior or activity which violates the law. Discussion of drugs, violence, murder, theft, vandalism, fraud or any other issue which could be used to help individuals break the law is strictly forbidden.

All BKF users agree not to "bump" old threads, unless there is a specific benefit to the community by doing so. But in most cases, please don't post in very old threads, instead start new threads.

All BKF users agree not to attempt/use another members account. It is against BKF rules to use any account other than your own. Impersonating another member will result in an immediate ban. It is also against the rules to open more than one account in your own name without permission from a moderator or administrator. If you have been banned for any reason, it is against the rules to open another account. If you were banned temporarily and you are caught using another account you will be banned permanently. Choosing a moniker which is similar in either sound or spelling as a moderator or administrator is strictly forbidden.

All BKF users agree not to private message any moderator, admin, or other member with questions related to their personal circumstances (Questions about the forum or issues with the forum are ok). This forum only works when members share their experience and insights with everyone.

Things you agree not to post:
All BKF users agree not to post any derogatory/racist/or sexist remarks. This includes attachments, links and all information contained within posts, signatures, and avatars, failure to comply with this rule will result in a permanent ban.

All BKF users agree not to post any copyrighted or trademarked information without the express written permission of the owner(s) / proper citation of source.

All BKF users agree not to post any real names, addresses, telephone numbers, email addresses, social security numbers, or any other personal details (their own or other people's).

All BKF users agree not to post links, pictures, attachments, videos, or the like of pornographic content, objectionable material or extreme violence, whether cartoon or real.

All BKF users agree not to use BKF for advertising purposes without a written contract between yourself/company/agent and the administration of BKF. Blatant advertising will result in a ban.

All BKF users agree not to spam the forums. Spam includes but is not limited to posting erroneous, non-relevant-useless, off-topic, or meaningless posts. Spam may also include posts which contain no text, or large areas of blank space between lines. Simply posting emoticons without text is considered spam. BKF is the largest bankruptcy message board and all the content is intended to help other users. Please help us improve the quality of our forum by making sure that your posts are well-worded, spell checked, grammatically correct and syntaxed.

Regarding actions of moderators and administrators:

The forum is no place to air out your opinion or be judgmental of our staff and its capabilities.

All BKF users agree not to abuse or mistreat moderators or administrators. It is against BKF rules to post any information regarding bans or any other action taken by a member of the moderating or administrative team. If you wish to discuss bans or warnings please do so via PM. To place a complaint against a moderator, send a PM to a super moderator. All Moderators are equal, any decision made by a moderator must be adhered to. If a moderator tells you something you do not like, do not go to another moderator looking for a different answer. If you are caught doing this you will be banned. The moderators work as a team and respect the decisions made by their peers and will help enforce them unless an administrator tells them differently.
If you have an issue with how the forum is run, then notify one of our administrator and we will look into the situation. We have in the past and still do appreciate any input that you offer this forum. But critical input and/or judgmental postings towards the staff will result in you getting banned.

Should you find a thread offensive or out of line, then notify a Mod in a PM so they can evaluate the situation and do the action deemed necessary.

All moderators do have active "other" lives outside of the forum and help moderate this forum in their spare time throughout the days and weeks.

If you have a problem with a member or Mod follow the proper channels of reporting it.

BKF reserves the right to delete any posts which contain anti-BKF comments or discussion. Any bashing of moderators or administrators, or any of their discussion or actions will also be deleted, and the responsible posting party(s) will be banned. Any public anti-BKF advertising, communication, or posts on another forum will result in permanent bans as well.

All warnings and bans are decided by individual moderators and administrators. Warnings are preferable to bans however, for serious offenses and repeat abusers bans will go into effect. The length of the bans can vary from several hours to permanent.

All messages posted or sent including through PM are the property of

All BKF users agree not to advertiser on the forum (Niether by posting, private messaging or using your signature). If you are a company/attorney/legal adviser wishing to advertise on the site or sell a product, you must contact the head administrator and inquire about our advertising packages.

All bankruptcy related opinions expressed on are those of their authors and not necessarily of BKF, its staff or representatives.

You agree not to copy any material/post/content from BKF without written permission from our head administrator .

By posting on this forum you agree to these terms and conditions, including any punishment deemed appropriate by moderators or administrators in the event of an offense.

Administrators/Moderators can change these rules at any time without prior notice.
See more
See less

342 meeting saved me from ticket

  • Filter
  • Time
  • Show
Clear All
new posts

  • 342 meeting saved me from ticket

    We got pulled over 2 minutes after leaving 341 meeting. There was no way this cop was giving us a warning. But, I showed him my paperwork that I brought to the 341 meeting and explained to him that we were in the middle of a bk and could not afford a ticket. He paused for a minute and thought about it. Then he let us go! Yeah!

  • #2
    LOL ironman, incidentally how did the meeting go? By the way what kind of meeting is a 342????? (look at your title)
    Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10


    • #3
      LOL!! he was most likely at the same court building as you...... yesterday......
      8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! and all are welcome to bk forum's Florida State Questions and Answers on BK


      • #4
        Note to self: self... always carry 341 Meeting and Bankruptcy Petition at all times.
        Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
        Status: (Auto) Discharged and Closed! 5/10
        Visit My BKForum Blog: justbroke's Blog

        I am not an attorney. Any advice provided is not legal advice.


        • #5
          Originally posted by justbroke View Post
          Note to self: self... always carry 341 Meeting and Bankruptcy Petition at all times.
          Too funny JB...

          Glad you didnt get a ticket ironman60 ;)


          • #6
            Congratulations on not getting the ticket.
            "To go bravely forward is to invite a miracle."

            "Worry is the darkroom where negatives are formed."


            • #7
              Good thing you didn't get a ticket!

              I don't think your technique would work here. The cop would probably say something like "Driving slower will save you gas money. Here's a reminder" as he writes up the ticket.
              This post does not constitute legal advice. If you use this advice instead of that of a lawyer, God help you.
              Filed CH 7: 5/11/17 341: 6/12/17 Discharge: 8/14/17


              • #8
                Originally posted by ccsjoe View Post
                LOL ironman, incidentally how did the meeting go? By the way what kind of meeting is a 342????? (look at your title)
                It's the one they tell you to go to when they don't want you coming to their 341 party. Diversionary tactic. :-)

                Congrats on getting out of the ticket. LOL.. The last time I got out of a ticket was in 2008 when I got fired and I was driving home crying.. I had my box of office supplies in my passenger seat and they told me good luck on the job search..

                Slow down! This won't work next time and you still won't be able to afford the ticket.
                Last edited by NowImDownInIt; 10-21-2010, 06:53 PM.
                Disclaimer: Young, NOT Dumb.(._.) The plan: $480 monthly for 60 months at 100%. 07/12/08
                Motion to Discharge: FILED!! 08/07/13
                60 down/0 to go \m/(*.*)\m/ 100% complete!


                • #9
                  WHAT? No one knows what a 342 is?

                  For future reference, a 342 meeting is what occurs after a successful 341. It entails four bottles of Cooks Champagne, and two glasses. Need I say more? 'Hub
                  If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.


                  • #10
                    Congrats! He probably understood your speeding...wanting to get away from there as fast as possible!


                    • #11
                      No one can afford a ticket! I have not gotten a ticket since I was in High School, and that was a long time ago! My kid got a ticket last month for "disregarding a stop sign". She said she stopped, and that there were other cars at the four way, even let another car go before her, but that is another story for another day I guess. She went to court today and it was a $50 fine (not too bad) but here is the kicker, after getting supervision and 8 hour driving class it cost $281. Court costs will kill ya! I think she cried as the money got sucked out of her account. Expensive lesson to learn for a 19 yr old that just started to show some savings in the bank.
                      Glad you got away with no ticket, consider yourself lucky! I too will start carrying my Bk papers with me everywhere I go.


                      • #12
                        I like that 342 meeting (thanks for clarifying Hub ;) ) ...very nice to hear stories like ironman's today! High five!


                        • #13
                          Originally posted by AngelinaCatHub View Post
                          For future reference, a 342 meeting is what occurs after a successful 341. It entails four bottles of Cooks Champagne, and two glasses. Need I say more? 'Hub
                          no hub!! thanks...for sharing..apparently ironman knew all about it...
                          8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! and all are welcome to bk forum's Florida State Questions and Answers on BK


                          • #14
                            Opps! I really didn't meant to type "342." I think that a 342 meeting is simply a 341 meeting followed by a single shot of ones favorite beverage as soon as you walk out of the meeting. My choice would be Jack Daniels.

                            341 Report can be found in the "341" forum


                            • #15
                              I can't WAIT for my 342 meeting! ;)


                              Unconfigured Ad Widget