First, here is a letter I sent today to IRSolutions. I would call them more of a CPA/business tax firm then a real tax resolution firm. He used to work for the IRS.
Hi David,
Hope all is well. First I want to make clear that I know this is my fault and not yours. I also recognize that it is your busiest time of the year with Tax season. The previous emails were ones I sent without reply. Again, I don't fault you. It is my responsibility and I did not follow you.
My bank account has been levied on Jan 13th and again yesterday by the state the first for 282 I believe and yesterday for 1610. I should be specific and say the EDD. The last statement I have from them is Mail date 12/11/14
Total Balance $14,572.70
Period Ending
TAX
Penalty
Interest
Credit
Balance
30-Sept-2003
$.00
$180.00
$119.71
$11.21
$288.50
31-Dec-2007
$3,892.81
$1457.79
$1721.22
$0.00
$7,071.82
30-Sept-2008
$0.00
$80.00
$18.86
$0.00
$98.86
31-Dec-2008
$6,786.17
$696.62
$1,486.50
$,1855.77
$7,113.52
EDD State Levies
Date
Amount Debited
Bank Processing Fee
Overdraft Fees
1/14/2015
$282.84
$100.00
$
2/04/2015
$1610.75
100.00
$35.00-I currently have a negative balance of $458.70 so I am not sure how much those fees will increase not to mention the inability to pay outstanding bills including a $300.00 check to the IRS.
Again, this is before the two most recent levy's. It should be noted that the state garnished my wages between approx. 2010 and 2013 for personal taxes of approx $15,000 dollars which after penalties and interest totaling over $30,000. This is now paid in full. Why didn't they just address it all at once??
As far as Federal Taxes, I have no idea. Last I spoke with you, you were able to stop a paycheck garnishment for back taxes totaling ???? $125,000. At that time we were already in a tax payment plan for $6,000.00 for the 2012 tax season paying $300.00 per month. We had made one payment when you advised us to stop until you could review all of the tax documents you had requested from both the state and IRS. On November 13th 2014. Edyee's Bank account was levied for $1256.93 because of non payment on the Installment agreement of the 2012 taxes. The one we were advised to stop paying until we could gather the information. I have since resumed payments of $300.00 and have made two of them. The third payment I made will now bounce because of the EDD State levy on my account.
In addition, as I previously said I expect to owe an extra $6,000 for 2013 and possibility as high as $25,000 for 2014 federal taxes. I have no Idea about the state.
I need solutions and advice. I know I paid you $3,000.00 for the stopping of the paycheck garnishment but I know longer know what to do. As an aside, my wife already as a 25% garnishment for $7,000.00 for an unrelated tax issue. I am at the peak of my earnings and in fact me income went down approx $30,000 last year to $100,000. Her income was approximately $25,000k.
My one fear with you David is I have always felt that your true heart is with the IRS. I need true legal guidance with considerations like injured spouse, divorce, alimony and/or her quitting her job that will maximize our chances to finally put this behind us. I will have to file bankruptcy but I want it after the tax resolution. Her amount of liability is for 2012, 2013 and 2014. My liability is for everything else in addition to those years. If she is divorced receiving alimony and can file injured spouse limit her exposure? If I am divorced paying alimony does it increase my chance to receive a settlement.
You see my quandary. With you not being attorney you can be made to testify against me. That with my "gut" feeling, and that does not make you a bad or evil person by the way, feels that your heart and mind will always have a bit of it affiliated with the IRS.
The only thing I am sure of is if I am not here, then very little liability lies with my wife. Again, I am not sure what $3000.00 entitles me to as far as services but if you feel that my case is to complicated or perhaps not in your "Wheelhouse" then please let me know.
Thank you,
Ken
I have no idea where to start. If we stay married and she doesn't work with my income of about 100k-I don't believe I would qualify for chapter 7 which leaves 13 and 5 years.....the entire time the taxes sit and accrue. Deal with the taxes, California is they take a settlement requires payment in full. The IRS will take payments but the poor credit lingers and pretty much eliminates me getting a different job. If we divorce, her exposure is very little. But then when I settle with IRS/BK I have no writeoffs......I am not sure if they would consider alimony.
Like many, I am worth way more dead then alive and shield her from too much tax liability.
Does anyone know of a Tax forum like this?? Haven't found one yet.
I should add that my bankruptcy would be considerable, about 200k from failed business and about 20 k from non dischargeable student loan. I work as a RN now
Hi David,
Hope all is well. First I want to make clear that I know this is my fault and not yours. I also recognize that it is your busiest time of the year with Tax season. The previous emails were ones I sent without reply. Again, I don't fault you. It is my responsibility and I did not follow you.
My bank account has been levied on Jan 13th and again yesterday by the state the first for 282 I believe and yesterday for 1610. I should be specific and say the EDD. The last statement I have from them is Mail date 12/11/14
Total Balance $14,572.70
Period Ending
TAX
Penalty
Interest
Credit
Balance
30-Sept-2003
$.00
$180.00
$119.71
$11.21
$288.50
31-Dec-2007
$3,892.81
$1457.79
$1721.22
$0.00
$7,071.82
30-Sept-2008
$0.00
$80.00
$18.86
$0.00
$98.86
31-Dec-2008
$6,786.17
$696.62
$1,486.50
$,1855.77
$7,113.52
EDD State Levies
Date
Amount Debited
Bank Processing Fee
Overdraft Fees
1/14/2015
$282.84
$100.00
$
2/04/2015
$1610.75
100.00
$35.00-I currently have a negative balance of $458.70 so I am not sure how much those fees will increase not to mention the inability to pay outstanding bills including a $300.00 check to the IRS.
Again, this is before the two most recent levy's. It should be noted that the state garnished my wages between approx. 2010 and 2013 for personal taxes of approx $15,000 dollars which after penalties and interest totaling over $30,000. This is now paid in full. Why didn't they just address it all at once??
As far as Federal Taxes, I have no idea. Last I spoke with you, you were able to stop a paycheck garnishment for back taxes totaling ???? $125,000. At that time we were already in a tax payment plan for $6,000.00 for the 2012 tax season paying $300.00 per month. We had made one payment when you advised us to stop until you could review all of the tax documents you had requested from both the state and IRS. On November 13th 2014. Edyee's Bank account was levied for $1256.93 because of non payment on the Installment agreement of the 2012 taxes. The one we were advised to stop paying until we could gather the information. I have since resumed payments of $300.00 and have made two of them. The third payment I made will now bounce because of the EDD State levy on my account.
In addition, as I previously said I expect to owe an extra $6,000 for 2013 and possibility as high as $25,000 for 2014 federal taxes. I have no Idea about the state.
I need solutions and advice. I know I paid you $3,000.00 for the stopping of the paycheck garnishment but I know longer know what to do. As an aside, my wife already as a 25% garnishment for $7,000.00 for an unrelated tax issue. I am at the peak of my earnings and in fact me income went down approx $30,000 last year to $100,000. Her income was approximately $25,000k.
My one fear with you David is I have always felt that your true heart is with the IRS. I need true legal guidance with considerations like injured spouse, divorce, alimony and/or her quitting her job that will maximize our chances to finally put this behind us. I will have to file bankruptcy but I want it after the tax resolution. Her amount of liability is for 2012, 2013 and 2014. My liability is for everything else in addition to those years. If she is divorced receiving alimony and can file injured spouse limit her exposure? If I am divorced paying alimony does it increase my chance to receive a settlement.
You see my quandary. With you not being attorney you can be made to testify against me. That with my "gut" feeling, and that does not make you a bad or evil person by the way, feels that your heart and mind will always have a bit of it affiliated with the IRS.
The only thing I am sure of is if I am not here, then very little liability lies with my wife. Again, I am not sure what $3000.00 entitles me to as far as services but if you feel that my case is to complicated or perhaps not in your "Wheelhouse" then please let me know.
Thank you,
Ken
I have no idea where to start. If we stay married and she doesn't work with my income of about 100k-I don't believe I would qualify for chapter 7 which leaves 13 and 5 years.....the entire time the taxes sit and accrue. Deal with the taxes, California is they take a settlement requires payment in full. The IRS will take payments but the poor credit lingers and pretty much eliminates me getting a different job. If we divorce, her exposure is very little. But then when I settle with IRS/BK I have no writeoffs......I am not sure if they would consider alimony.
Like many, I am worth way more dead then alive and shield her from too much tax liability.
Does anyone know of a Tax forum like this?? Haven't found one yet.
I should add that my bankruptcy would be considerable, about 200k from failed business and about 20 k from non dischargeable student loan. I work as a RN now
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