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Credit Score Going up 1 year into a Chapter 13

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    Credit Score Going up 1 year into a Chapter 13

    so I've been in a chapter 13 for 13 months, made every payment. My Credit Score has actually gone up to from the 650's to the high 670's over the past yr. Everything I've read says that is uncommon. Anyone have something similar take place?

    #2
    Ashamed1970, our score (the last time we checked in late Dec. from 2018) was about 680 each. We filed in Feb. 2017,but I still get those subprime CC offers from Ollo for right under 20% APR. Are you getting them as well or are you getting major CC offers yet?
    I reason since we are in this BK13 situation until 2022, we will have to wait until then to really see if our credit scores have improved, and then after 2024 when this filing is expunged from our CRs.
    This is a long hard haul until the finish line, let no one tell you otherwise!

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      #3
      Yeah, I am still getting those sub prime offers. I trash them all and havent opened any credit in 13 months. When I filed, I wasnt actually late on any bill, but had really overextended myself. I just assumed by filing at all the score would go down.

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