I’ll keep this to the facts. I’m seeking any experience on this matter as my attorney, the two trustees he talked to and a second attorney have never experienced this before and not sure what the best course of action is.
I filed chapter 7 bankruptcy in 2022. I wrote a check to the...
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Ch 7 pro se per diem
I am trying to figure out how I document per diem when filing joint chapter 7 pro se. My husband worked out of state for about 3 of the past 6 months and if i have to include that in the gross income when filling out means test, it will put us over the income limit. It is labeled as "living out...
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Consideration for chp 13 late mortgage while being very ill.
Sick with Flu and COVID caused mortgage to be paid 2wks late. Only I had access to my account. 1st late while in chp 13.
Mortgage company threatened and said they are notifying trustee.
My lawyer office has not answered my calls or emails. 🙁😢
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Chapter 13 help!
Hello new here , so to make a long story short , I filed chapter 13 bankruptcy , auto loan is co signed with someone that didn't file , the auto loan company didn't file a claim , then .you lawyer missed the deadline to file a claim on there behalf claiming the didn't have all the info, then the get...
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Confirmation hearing FL
Hello justbroke and others. It’s been a while. Not a whole lot has happened other than the trustee asking for a plan modification to include step up payments after a 401k loan is paid off in 2025. My first confirmation meeting scheduled for next week. Is it possible to get the plan approved on...
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Trustee Fee amount?
Hi all,
I have a question on the trustee fees. I looked through the forum, but am a little confused. Our trustee wants 9.3% or 10%, I'm not sure the lawyer said both numbers.
But that is in addition to our payback amount?
So if we owed 100k, then we would have...
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Humbled, exhausted, I need help.
We are currently half way through our chp. 13 bankruptcy. I can say that I have aged considerably, my health has declined due to severe anxiety from my financial stressors. This stress caused me to have to resign from my management position of 15 years. I lost my benefits and the tuition reimbursment...
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paying back navy federal after discharge
hello,
I filed a chpt7 back in October 2021 will be receiving my discharge soon. i have a vehicle loan i reaffirmed with Navy Federal and a credit card with navy federal that i included in BK. my qiestion is, if i pay back the credit card after discharge what are my chanced of getting approved...
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Previous Credit Card History After BK 7
Hello:
If I had 11 years as my oldest card before BK, will it erase those years on my credit report? One of my oldest credit cards that I was again given after BK said I was a member for 11 years, but my credit report says my oldest card was 2 years. Which one is right as far as an offical...
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Credit card income
I’m filing for chapter 7 and I realized I had inflated my income on credit card I believe I was making 36k and I made it 55k my meeting is in a couple weeks. I haven’t spent money on them or had any crazy purchases but I’m freaking out that I will have an AP after my hearing. Any advice?...
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Statement of Insufficient information from US Trustee
Hello-
My wife is currently going through Ch 7. Today, we received a letter from the UST stating "...Statement of Insufficient Information Necessary to Make Presumption of Abuse".
It mentioned something about missing some required means testing documents,, etc.....
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Debating CH. 7 BK or to negotiate being used by creditor
Hi! I am new to the community. I am looking for advice of whether or not to file for Ch. 7 BK or to try and negotiate a 31K debt consolidation loan with the attorneys who are suing me, court date is January 5, 2021. Any help/advice/thoughts would be greatly appreciated. If I do go through with the...
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Should I file Bankruptcy?
I live in Kentucky, and I am 23 years old. I have messed up and dug myself in a financial hole. Well I haven't paid on any credit card bills or my one personal loan in over two years. All accounts are closed, and they are show $0 except a few of them. Two accounts were SOLD to collections, the rest...
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How long can the Trustee keep my BK 7 open?
I filed my Chapter 7 bankruptcy in July of 2017. It was discharged 11/01/2017. The Trustee took my 2017 taxes (partial) and the pending settlement of a MVA that she received the funds for in February of 2018. She has had all of the available cash for over 2 years. On 01/14/2020, the final report and...
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Pending Statuses?
Checking on PACER for the first time ever, wondering if anyone can help me understand?
Chapter 7, Asset: No
Vol: v
Date filed: 01/14/2020
Date of last filing: 02/19/2020
STATUS: “awaiting Discharge”
BEGIN DATE: 01/14/2020
TIME IN STATUS : 66 days
#:...Last edited by Subibrokeme; 03-20-2020, 10:40 PM.
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