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Who were approved through post BK and some details...

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  • rickisbroke
    replied
    Originally posted by jenrw74 View Post
    Date Discharged: 5/25/07LAST WEEK!!
    Lender: RoadLoans
    Date Applied For: 6/1/07
    Approval Amount: $30,000
    Interest Rate: 9.99%
    Term: up to 72 months
    Approved in less than a week of discharge? Amazing. I think I saw another post where they were pre-approved and not even discharged yet.
    I know things are different for everybody, but this is great news for me. I hope I am in the same boat. I had to let my nice car get repo'd and have been driving a $2000 clunker. It's getting me by, but the weatherstrips leak water and the suspension is shot. The a/c doesn't work and the seat isn't comfortable. It starts and goes everyday, which is the important thing and gets decent mileage...it's an 82 VW Rabbit, by the way. It's not bad for going to work and around town, but long hauls in this thing would suck. I worry a little about safety, too. No airbags in this thing
    I don't want to get buried in something stupid I can't afford, but I need a more modern, safer, comfortable car. I think I will go for a barely used Toyota Yaris or Honda Fit.

    Leave a comment:


  • TroubleinCalif
    replied
    After mine is discharged, I'm changing my life. No more expensive cars!

    Im going to get a Harley and save on gas and enjoy the countryside................

    Leave a comment:


  • Flamingo
    replied
    Date Discharged: August 30, 2006 (Chapter 13)
    Lender: GMAC
    Date Applied For: 4/27/06 (following Chapter 13 buyout on 4/11/06)
    Approval Amount: $13,000
    Interest Rate: 0%
    Term: 4 years

    Leave a comment:


  • test
    replied
    Car one: Planned on this one..
    Date Discharged: 06/30/2006
    Lender: Justice Federal Credit Unioun
    Date Applied For: Sept, 2006
    Approval Amount: $60,000 (pre approved credit limit)
    Interest Rate: 7.5%
    Term: 5 years


    Car two: Wife hit deer and totaled her jeep (liability only)
    Date Discharged: 06/30/2006
    Lender: Justice Federal Credit Unioun
    Date Applied For: 10/28/2006
    Approval Amount: $60,000 (again pre approved credit limit)
    Interest Rate: 7.5%
    Term: 5 years

    Leave a comment:


  • carolina23
    replied
    Chap 7 discharged 2-06-08
    Creditor: Honda Financial
    CL: $22,400 7.36 % interest rate
    Approved: YES!!
    Applied: 3/7/08
    Pulled: EQ - TU -EX
    Score: 646(FICO) 658(FAKO) 593 (FAKO)
    State: VA
    IIB: No

    I was also approved through Capitol One (11.45%) AND NAVY FEDERAL (9.25%).The Honda F & I rep stated that if you have new TRADELINES, Honda will usually approve you.

    Cards that I've been approved for:

    NAVY FED. PLATINUM $10,000
    NAVY FED. NAVCHECK $8,000
    JARED $800.00
    JB ROBINSON $800.00
    KAY $800.00
    HOOTERS $500.00
    TARGET $200
    HONDA $22,500

    Last edited by carolina23; 03-09-2008, 04:48 PM.

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  • PlayRPay
    replied
    Lender:CapOne !!!BLANK CHECK ON THE WAY
    Date Applied For:1st time 8/2/07 DECLINED
    Date Applied For:2nd time 2/29/08 APPROVED
    Approval Amount: $30,000
    Interest Rate:OMG!!! 7%
    Term:72
    Last edited by PlayRPay; 02-29-2008, 09:22 AM.

    Leave a comment:


  • senzadebiti
    replied
    Discharged 11-20-07

    Lender: Wachovia Bank
    Date applied and approved: 2-25-08
    Interest Rate: 13.99%
    Term: 60 Months
    Down Payment: $0
    Credit score: 625
    Car: 2003 Nissan Xterra (lease buyout)

    Leave a comment:


  • meanie0479
    replied
    Filed Chapter 13 in 2/02, failed, refiled 11/02, successfully completed mid September, 2007. I was approved for a Capital One Blank Check @ 6.38% but was able to secure the following at the dealer--

    Date Discharged: 9/2007
    Lender: Toyota Motor Credit
    Date Applied and Approved: 1/4/2008
    Approval Amount: about $27,000
    Interest Rate: 4.9%
    Term: 60 months
    Down Payment: $0 ($800 trade-in)

    My credit scores were in the low 700s...dealership said the score they pulled was 732.

    Leave a comment:


  • oretnom1
    replied
    Date Discharged: 02/28/2006
    Lender: Toyota Motor Credit
    Date Applied and Approved: 05/24/2007
    Approval Amount: $22,500
    Interest Rate: 7.8%
    Term: 63 months
    Down Payment: $5000

    Leave a comment:


  • jenrw74
    replied
    Discharged One Week!!!

    Date Discharged: 5/25/07LAST WEEK!!
    Lender: RoadLoans
    Date Applied For: 6/1/07
    Approval Amount: $30,000
    Interest Rate: 9.99%
    Term: up to 72 months

    Leave a comment:


  • suitelady79
    replied
    I feel you on that one. I am in the market for another vehicle and I have this one guy I am working with who is really trying to put me in a used honda accord...now I love the accord but there is very little warranty remaing,which i have to pay for extended warranty, and then the miles are a bit high, even those that were recent leases that were turned in....

    Leave a comment:


  • SinkingFast
    replied
    Discharged 12/18/06

    Family car was totalled in April, 2007. Began shopping for a car. Budget goal was $400/mo or less for payments.

    Local Ford Dealer offered 11% for 60 months thru a sub prime "Program".

    Approved with CapOne Blank Check, 4/27/2007, 8.95% fixed, $38,500, up to 72 months.

    Applied with Road Loans just for the heck of it a week later to see if we could get a better offer.

    Approved with Road Loans, 5/8/2007, 5.99% fixed, $28,000, for up to 72 months.

    Purchased a new 2007 today. 5/17/2007. Financed $25.5K, which includes GAP insurance, State sales tax, State wheel tax, and title transfer fee. Payment $422.50/mo for 72 months with no prepayment penalty.

    Part of the decision to go new was market related. Most used vehicles available now are already 3 years old. 30K-40K miles. Limited or no warranty remaining. Price range ran $18K-$22K. For a bit more, we could get new, with bumper to bumper warranty.

    Leave a comment:


  • Jeepy89
    replied
    Date Discharged: 12/29/2006
    Lender: Capital one
    Date Applied For: 05/11/07
    Approval Amount: 24,000
    Interest Rate: 9.95
    Term: 60

    I found an 2005 Pontiac Montanna loaded with 45k miles - paid 10,900. Boy have I missed my van in the 9 months since we turned it in

    Leave a comment:


  • brokentex
    replied
    Date Discharged: 6/10/06
    Lender: Roadlaons
    Date Applied For: 7/30/06
    Approval Amount: 28,000
    Interest Rate: 13.04
    Term: 72


    Refinanced on 3/27/07

    Date Discharged: 6/10/06
    Lender: Citi financial
    Date Applied For: 3/17/07
    Approval Amount: 27000
    Interest Rate: 9.99
    Term: 72



    Wife

    Date Discharged: 6/10/ 06
    Lender: Capital One
    Date Applied For: 4/01/07
    Approval Amount: 36800
    Interest Rate: 11.95
    Term: 72
    Last edited by brokentex; 04-02-2007, 08:12 PM.

    Leave a comment:


  • brainless twit
    replied
    Date Discharged: Not yet! We filed on 9/29/06.
    Lender: HSBC
    Date Applied For: 10/04/06
    Approval Amount: $20,000
    Interest Rate: 11%
    Term: 72 months
    Vehicle: 2006 Pontiac G6, 21k miles

    NADA: $17,200
    Sticker: $21,895 (not greedy or anything, are they?)
    Purchase Price: $14,400 - included new tires, oil change, full tank of gas, new floor mats, and detailing
    Walking out, only to have the salesman call 5 minutes later agreeing to my offer: Priceless
    Last edited by brainless twit; 10-15-2006, 11:24 AM.

    Leave a comment:

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