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Who were approved through post BK and some details...

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  • CCsAreEvil
    replied
    I agree with you Snax. Sometimes I'm blown away by the terms some people get. Income level and current FICO score must play a major role. I can see that some people may have reservations about posting salary.. but then again, no one knows who you are directly here.

    Leave a comment:


  • Snax
    replied
    That's an impressive rate for just over a year out. Do you mind sharing Income, credit score, sale price, and amount down?

    Leave a comment:


  • startover24
    replied
    Date Discharged: 4/26/2011
    Lender: Capital One
    Applied Date: 5/20/2012
    Approved Amount: $26,400
    Rate: 3.86%
    Term: 66M

    Leave a comment:


  • may
    replied
    Date discharged: June 30, 2011
    Lender: Ally
    Date applied: May 10, 2012
    Approved: $14,700
    Interest rate: 10.3%
    Term: 72 months

    Leave a comment:


  • jeff6898
    replied
    Datee Discharged: 5/17/12
    Lender: Capital One
    Date Applied For: 5/18/2012
    Approval Amount: $24,000
    Interest Rate: 14.6 Term: 72 months

    Not the best rate but one day after discharge I can't complain. Not going to buy a car anywhere near $24,000 though. Hope to refiance whatevefr I buy after a year or so.

    Leave a comment:


  • jetsfan2010
    replied
    Congrats Cameron. I am thinking of waiting about 12 months before refi

    Leave a comment:


  • cameron98sr
    replied
    Datee Discharged: 07/16/2011
    Lender: FAA Credit Union
    Date Applied For: 03/15/2012
    Approval Amount: $19,000
    Interest Rate: 2.9%
    Term: 60 months

    OMG - couldn't believe it when I received the phone cap. I applied online at lending tree, capital one and somewhere else. Each were denied!.
    When bk was discharged, my credit score was 515...today it is 657.

    Bk was honestly THE best financial decision I ever made. There is life after BK! Don't give up!

    Leave a comment:


  • IBroke
    replied
    Originally posted by basketsbears View Post
    Congrats you did it.!!!! Aren't you thrilled?????
    Oh, absolutely! The he** I am...

    Leave a comment:


  • basketsbears
    replied
    Congrats you did it.!!!! Aren't you thrilled?????

    Leave a comment:


  • IBroke
    replied
    Date Discharged: 01/06/2011
    Lender: NuVision FCU (through Fleet Financial via lendingtree.com)
    Date Applied For: 02/28/2012
    Approval Amount: $21,560
    Interest Rate: 9.32%
    Term: 72 months

    Loan was Refi. Previous loan was 7 months old at 18.24%.

    Leave a comment:


  • southernmom
    replied
    msm~
    Golden one Credit union is a great bank. When I lived in California I used to bank with them. I loved them. Congrats.

    Originally posted by msm859 View Post
    Date discharged: January 2011
    Lender: Golden One
    Date applied: December 2011
    Approved $7500 (indicated could be more if I wanted)
    Interest rate: 3.99%
    Term: 24 months

    Leave a comment:


  • msm859
    replied
    Date discharged: January 2011
    Lender: Golden One
    Date applied: December 2011
    Approved $7500 (indicated could be more if I wanted)
    Interest rate: 3.99%
    Term: 24 months

    Leave a comment:


  • jetsfan2010
    replied
    For some of those that didnt know, I had to buy a car about 10 months ago(in the middle of my bk being converted) and was only able to get approved at a "buy here/pay here" lot. The rate was atrocious(30%) and long term it doesnt make sense. I recently applied online via Capital One, and this is what I got

    Date Discharged: November 2011
    Lender: Capital One
    Date Applied 2/2012
    Approved Amount: 20,400 - using 17,600
    Interest rate: 12.60
    Term: 60 months

    EQ Fico 537

    Leave a comment:


  • Bun9eeBear
    replied
    Hi, I've been reading these forums for months and just wanted to let everyone know our good news. My husband and I are less than 3 month post discharge and we were just approved for 6.35% on a new car online. Really shocked considering this is half of what the interest rate was on our previous car. We have a pretty good auto loan history, only one 30 day late back in 2009, and a previous loan with perfect history. Credit score I believe are in the mid 600's.

    Date Discharged: 12/20/2011
    Lender: Capital One (Blank Check)
    Date Applied and Approved: 3/06/2012
    Approval Amount: $22800
    Interest Rate: 6.35-8.37%
    Term: 72 months

    Leave a comment:


  • lostinnola
    replied
    Very excited! I just refinanced with Capital One.

    Date Discharge: May 2010
    Lender: Capital One
    Approval refinance: 9400
    Interest Rate: 9.9%
    Term 62 months

    I save about 10% on my interest rate, which comes out to $35 per month over what I was paying with Santander.

    Leave a comment:

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