rent a center

[kst7488]

ive been thinking of going to rent a center for some furniture since i cant get financing as i am in 13 payments right now.

any experiances good bad or otherwise? im new to this whole game.

[robivi3]

Try a Rooms-to-Go clearance center. I have a house load of RTG furniyure that has done very well with three teens.

[kst7488]

Try a Rooms-to-Go clearance center. I have a house load of RTG furniyure that has done very well with three teens.

none in my area i dont think

[justbroke]

Yes, unfortunately, Rooms To Go operates mostly in the SouthEast. You may find a similar chain up in the Ohio Valley.

[Tbornetun]

I think Rent-a-Center is a rip off. You will end up paying triple for the furniture than if you went a bought it at a real furniture store. If you have a little every week to make rent a center payments, instead put that cash in an envelope and save it until you can go to a furniture clearance center and get a deal. Then you own it. RAC are also real @$$holes when you are late on even one payment, they want to repo within days.

[StartingOver08]

Have you thought about posting your furniture request on Freecycle.org? You would be surprized at what you can get for free just for asking

[Tbornetun]

Have you thought about posting your furniture request on Freecycle.org? You would be surprized at what you can get for free just for asking

YES!!!! Good advice!! You can also check the free section of Craigslist. Free is always good. If it is ugly, go to the library and check out a book on making slip covers or re-upholstry if you are handy. You can get super cheap fabric on the $1 table at Walmart.

[FLBK7]

Some furniture rental stores also sell their used furniture at very low prices. When my daughter and her husband were newlyweds and bought their first house, they furnished most of it with used rentals sold by Aaron's Rental Center. Don't know if Aaron's is in your area, but most likely all furniture rental places sell their rental returns for a pittance.

[justbroke]

Court Furniture Rental will also sell their "used" furniture. Court Furniture Rental is a few steps up from Rent-A-Center. They really cater to Corporate Rentals, so the quality is a little better. I rented from them while my house was under construction.

All furniture was new when i got it, and they don't do "weekly" rentals. They only do monthly or quarterly. You may look into them for purchase or rental, but they are credit sensitive for rentals.

[HHM]

What ever you do, do not use rental furniture places, they are such a rip-off comparatively speaking.

Honestly, what furniture do you absolutely have to have at this point. Chapter 13's are supposed to be tough and sacrifices are necessary. If you can't pay cash for the item, then you go without and make do.

[kst7488]

i cant save money up however i can make payments. my reason for a BR was mainly tax based. it had little to do with cc debt.

[CindyLou]

Go to Goodwill or the Salvation Army EVERYDAY and eventually you will find some great things to fill your house for very very cheap!!!

[Over our heads]

Rent to own places are the worst sort of scam. Do you really want to pay 1500$ for a 500$ couch? Seriously.

This is about the only advice I like from that Dave Ramsey guy. Rent-to-own is a RIP OFF.

Check out freecycle, craigslist, goodwill, or do without.

[truckerswife]

Alright when it comes to most credit issues I am not one to give advice. However, after being wrapped up in the stupid rental game for over 3 years I can tell you "DONT DO IT!!" We wasted sooooooooo much money. If you have company coming and you need an extra bed for a week that is one thing but otherwise do not do it! You go in and think, I can pay this off early and save some money. Most of the time is wont happen. Why pay more a week when they will let you have it for less? And they are very good at talking you into getting things you know you do not NEED. Want and Need are very different and it took us a long time to realize that. Please do like the others suggested and try something like craigslist or freecycle.

[allavdj]

i cant save money up however i can make payments. my reason for a BR was mainly tax based. it had little to do with cc debt.

If you can make payments you can save money...make a payment to an envelope or a savings account.