142 results in 0.0027 seconds.
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Now I've heard it all-"Pain Free Short Sale"
So, my Husband and I filed Ch. 7 last June and it was discharged in 8/2010. We paid the mortgage all throughout the process and intended to stay and try and sell the place this summer. Cut to 12/2010 and things changed, safety issues, security, bad element in neighborhood- things of that nature. We... -
Mortgage during foreclosure process
OK- I've been discharged about a month ago and surrendered the house. I've been in foreclosure process for 4 months. I've been told by the bank that because the a piped had burst (about 8 months ago - I moved out of state and realtor never notified me) they (the bank) was not going to foreclose. ... -
how bad did i screw up?
I filed for bankruptcy (chapter 7) earlier this year, but did not include my mortgage in the bankruptcy because I didn't want to leave the house. Also, I didn't think I would have any trouble paying the mortgage after eliminating my other debts. That was then...
Now my income has dropped... -
I'm afraid to bite the bullet!
The house is discharged and not reaffirmed. I don't intend to stay in it for an extended time, but while I'm here I'd like to save up some money. I haven't missed any payments…yet. I'm afraid that they move quickly on it so I'm reluctant to take a chance on it…with that being said, I've been keeping... -
Timeline after BK Discharge on Foreclosure/Surrender
Have a question:
Just filed for Ch 7 (no asset), partly due to our condo being about $55k underwater (1st and 2nd liens), and in our filing paperwork we listed intent to surrender upon discharge.
Now, the issue we run into is that we would prefer to squat for as long as... -
Foreclosure in BK, lender won't C4K, what can we sell off?
Our Chap 7 BK is set to discharge on Aug 1 house is surrender in BK (upside down 40 - 50K, not enough to strip 2nd). Bank applied for lift of stay, was granted, but nothing is happening. We were notified we were no asset and everything was abandoned by Trustee, so we've been selling off personal property.... -
Finding a rental after foreclosure and bankruptcy
Am currently in Chapt. 13 bankruptcy and will be surrendering my house and trying to convert to a Chap. 7.
What did most landlords require/request from you when you tried to rent their property knowing that you have a bankruptcy and foreclosure on your credit history. I want to be completely... -
The Post-Foreclosure Wait
June 23, 2011
Mortgage troubles won’t necessarily shut you out of the housing market forever.
As the economy and real estate market continue to struggle, millions of Americans have lost their homes through foreclosure, short sale (when a property is sold for less than... -
Timing of Foreclosure & Finding A Rental (San Francisco, California)
I'm planning on filing Ch 7 on July 5th and I'm not really optimistic I will be able to keep my house. Some facts:
* Feb 2011 - stopped paying 1st mortgage (Wells Fargo)
* Mar 2011 - stopped paying 2nd mortgage (PNC Bank)
* May 23, 2011 - received Notice of Default and letter... -
It Will Take NY 62 Years to Get Through All The Foreclosures
June 20, 2011
At their current pace, it will take New York State lenders 62 years to repossess all the houses currently in foreclosure or severe default, NYT reports. That's good news for some homeowners looking to get a break while they try to get out from behind the eight-ball with... -
Foreclosure Filings Plunge as Bank Delays Mask ‘True Face’ of U.S. Crisis
June 16, 2011
Foreclosure filings in the U.S. tumbled last month to the lowest in almost four years as banks weighed down by an increasing inventory of seized homes delayed processing defaults, according to RealtyTrac Inc.
A total of 214,927 properties received default,... -
undecided when to move out :Living in Massachusetts
Hi, my boyfriend is in the process of filing for bankruptcy chapter 7, he lost his job last year and my income is not enough to cover all our expenses. Our last mortgage payment was done in february and we received already a letter from BOA giving us 150 days to pay otherwise the will start the process,... -
'Awful' Florida Foreclosure Courts May Shut Down Due To State Budget Cuts
May 19, 2011
In a turn of events that consumer advocates are celebrating, Florida's infamous "rocket docket" foreclosure courts may be on the verge of extinction, thanks to state budget cuts.
According to a document obtained by The Huffington Post, Palm Beach... -
Should I file bankruptcy before foreclosure on rental property in CA (so confused)?
I am so confused on what to do!
During 2009 my job in CA was to be cut by 50%, so I decided to get a new job and ended up in Oregon working for the State. I didn't think about the consequences of moving out of state and rented out my house in Fresno and bought a new house in Oregon,... -
Abandoned property maintenance
In my Chapter 7 / foreclosure saga, I abandoned my house and moved out i October 2010. Even if I surrendered the property, Bank of America didn't do anything until now and the deed is still under my name.
The HOA keeps sending me letters about the weeds in the front lawn (that I have...