I live in Kentucky, and I am 23 years old. I have messed up and dug myself in a financial hole. Well I haven't paid on any credit card bills or my one personal loan in over two years. All accounts are closed, and they are show $0 except a few of them. Two accounts were SOLD to collections, the rest...

I filed my Chapter 7 bankruptcy in July of 2017. It was discharged 11/01/2017. The Trustee took my 2017 taxes (partial) and the pending settlement of a MVA that she received the funds for in February of 2018. She has had all of the available cash for over 2 years. On 01/14/2020, the final report and...

Checking on PACER for the first time ever, wondering if anyone can help me understand?
Chapter 7, Asset: No
Vol: v
Date filed: 01/14/2020
Date of last filing: 02/19/2020
STATUS: “awaiting Discharge”
BEGIN DATE: 01/14/2020
TIME IN STATUS : 66 days
#:...

Just finished all required paper work and classes today. The lawyers will review next week and we will discuss the next steps.
I'm worried about so many things! This process is so humiliating intimidating and exhausting! Looking back we have awhole lot of nothing to show for our current situation...

1 week away from closing. Title company won't move forward. House is already sold and buyer waiting. New house already signed on but 10% down comes from the proceeds (gift) of the sell of this existing home (my parents) who had to file chapter 7 but house is homestead and we have the Report of No...

Thank you for your time,

In 2013 My wife and I separated but didn’t divorce so I could stay on her insurance. We both each purchased a home, her in Riverside county and me in Los Angeles county. We got back together about 2 years later 2015, I moved in with her and converted mine into...

I'm filing for Chapter 7, I'm thinking of giving up my home.
The issue is I have a balloon mortgage on my home, is it worth it to keep it or not?

Comps on the house is 85k
Previously owe 71k
19 year left on the mortgage
Balloon payment 30k after 19 years
2%...

I've been lurking for a bit but this is my first post. Seems there is more knowledge here then with some Attorneys so maybe someone can help me. I cant seem to find an answer to these questions. I meet with an attorney yesterday but even he did not know.

We are in CA. My husband is...

I've recently filed and have some questions regarding reaffirming my car:
i reside in New Jersey and want to keep my car. I'm current on payments (never late). Some say reaffirming the car is good and some say not good. We really need this car bc this the only sort of transportation we have and...

Hi. I have been thinking about a the possibility of a chapter 7. I'm tired of the debt I have hanging over my head and don't know what to do. I have seen a couple lawyers and they all tell me something different and hoping anyone here has advice for me. But here are the details:

I had a...

I am considering filing bankruptcy. I have about $25,000-$30,000 in debt from a $12,000 deficiency balance on a car repo, about 3-5 thousand in collections/charge offs, and only a $400 limit credit card open with Discover. I have a broken lease that I'm still being charge for until the lease is up or...

Hi. I have been thinking about a chapter 7 recently and have read as much as I could about what it means. This has been a stressful time for me and my family and would hate to do it but I think I have no other choice. The problem is I don't know if I qualify.

But here is the details....

Hi:
I've search for an answer to my question but found nothing so here's my question.

I work for the federal government in Puerto Rico, I file for bankruptcy about 15 months ago and been paying faithfully since. I owe my dad $4000 and he wants his money back, I have a tsp account...

I had my 341 meeting for chapter 7 in Atlanta today...what a mess. Probably the biggest issue was that I pre-paid my dentist prior to filing - from my bank account, not on credit cards - for a procedure to be done 2 weeks later. The dentist required pre-payment, and the procedure was phase 2 of dental...

I am planning on filing at the end of the year so I'm getting my ducks in a row. I'm thinking we may now qualify for Chapter 7 so I want to think through everything involved in that so I'm not blindsided if that's the case. I'm in the Middle Court of Florida Tampa area to give you an idea of where we...