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CHAPTER 13 Completed

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    #1

    CHAPTER 13 Completed

    As of April 15th 2014, my plan status on ndc.org shows completed! My attorney sent me form 283(he is quick!!) to sign showing that i do not owe anyone anything at this time for alimony, maintenance or child support.

    Plan base was 1000 a month for 48 months! I have 0 debt now and learned how to live cash only life.

    I think i can drink one cold corona tonight!
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    #2
    Congrats niko. I do hope you are able to put that 1K to good use going forward.

    Were there any gains (benefits) from your experience besides your debt free status.

    Will you be paying off a house or investing? I'm chomping at the bit to invest beyond my 401k.
    11/23/'10-filed ch 13. 1/6/'11-341, confirmed. Below median. Plan completed 11/30/2015. DISSCHARGED 4/4/2016.JP

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      #3
      Wooooo Hooooo!!!!!! Congrats! Congrats! and Congrats again! :-)
      CH13 - filed 30 JUL 09, $1521 @ 60 mos (100% payback)
      Done!!! - 01 Jul 2014 I'm free!! Discharged 9/23/14!

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        #4
        CONGRATULATIONS!!!!!

        I think you should buy a case of Corona and throw a party!
        LadyInTheRed is in the black!
        Filed Chap 13 April 2010. Discharged May 2015.
        $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

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          #5
          congrats!!! enjoy a corona or 2!!!!
          Discharged 5/2015

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            #6
            Congrats!!! I don't drink Corona..but it would be worth the celebration! Enjoy your new life.
            Filed Chapter 13 - 07/20/12
            Discharged 8/2/16

            Comment

              #7
              Originally posted by spidge View Post
              Congrats niko. I do hope you are able to put that 1K to good use going forward.

              Were there any gains (benefits) from your experience besides your debt free status.

              Will you be paying off a house or investing? I'm chomping at the bit to invest beyond my 401k.
              Only gain was my vehicle and experience good and bad gave me how to do things - during chapter 13, i learned never go to mechanic and fix everything on my own. Having cash also gives a lot of power and the confidence.

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                #8
                Originally posted by LadyInTheRed View Post
                CONGRATULATIONS!!!!!

                I think you should buy a case of Corona and throw a party!
                I did drink one only for tonight, tomorrow is work day I might drink couple more during the weekend :- )

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                  #9
                  Way to go niko!
                  Chapter 13 - 100% Payback - Filed 2/2010 - Discharged 4/2014

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                    #10
                    Thanks, I will hangout here, i learned a lot from members and i will also try to help others when i can.

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                      #11
                      Originally posted by niko View Post
                      Thanks, I will hangout here, i learned a lot from members and i will also try to help others when i can.
                      Please do! Congrats!!!!!
                      Discharge date: October 2017 (will it ever get here?)

                      Comment

                        #12
                        niko, congratulations on a great accomplishment. Perseverance pays.
                        Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
                        Status: (Auto) Discharged and Closed! 5/10
                        Visit My BKForum Blog: justbroke's Blog

                        Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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                          #13
                          Terrific news!! Congratulations!!

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