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    #31
    more than likely you will be signing the declartion under penalty of perjury for electronic filing....which should have already been done...???

    did you sign anything before you filed friday after reviewing the petition?
    8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

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      #32
      Originally posted by tobee43 View Post
      did you sign anything before you filed friday after reviewing the petition?
      Thank you.

      We are signing today and the attorney if filing this Friday, so no, we signed nothing yet.

      Regarding petition reviews, we reviewed two drafts over the last week before approving final. I think it was kind of unusual given what I've read here; most people just apparently review at their signing, which I think is a mistake. We just asked our paralegal to email us a draft for review prior to the signing and with enough time for changes and further review if need be. They delivered.
      Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
      AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETC

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        #33
        I spent literally months trying to decide to file. Even after I was sure I would need to file, I kept trying to figure out ways I could avoid it. I finally sat down one day, figured everything up on paper, and said - you know, if I go ahead and file, I could afford the bills I would have left after bankruptcy - and I wouldn't be going crazy every time the phone rang.

        I started talking to lawyers within a week. Filed within a couple of months.


        Here's the crazy part - I spent literally 1 1/2 years fighting with medicaid to get them to pay hospital bills for a period in which I was eligible for medicaid. There was someone at the hospital 'helping' me, but she had a very laid back attitude about the whole thing. Amazingly, within 45 days of me filing, I got notification that medicaid was paying everything.

        I'm sitting here thinking now......if only I had filed earlier.......
        Filed: 6/30/2010
        341: 7/26/2010
        Discharged: 10/6/2010

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          #34
          Originally posted by ccsjoe View Post
          We are signing today and the attorney if filing this Friday, so no, we signed nothing yet.

          Regarding petition reviews, we reviewed two drafts over the last week before approving final. I think it was kind of unusual given what I've read here; most people just apparently review at their signing, which I think is a mistake. We just asked our paralegal to email us a draft for review prior to the signing and with enough time for changes and further review if need be. They delivered.
          I went and reviewed everything and then signed that day. I did find a few errors, but did not review it again after it was corrected. I did check the documents right after filing and everything was correct. You were smart to have them send you a draft. In hindsight, I wish I would have handled it the way, but for me it worked out fine.
          Filed Chapter 7 on July 30, 2010
          341 scheduled for August 26, 2010 - Done! - Report of No Distribution
          Discharged!!! - November 15, 2010

          Comment


            #35
            Regarding petition reviews, we reviewed two drafts over the last week before approving final. I think it was kind of unusual given what I've read here; most people just apparently review at their signing, which I think is a mistake. We just asked our paralegal to email us a draft for review prior to the signing and with enough time for changes and further review if need be.
            we did the EXACT thing...i think we just both have attorney's that are more undated with electronic filing and computer smarts....

            after hiring him, we did everything via email. he was an excellent communicator, always answered any questions we may have had.

            so i'm certain's it's the document i mentioned before; Declartion under penalty of perjury for electronic filing....that's actually what the document is called.
            8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

            Comment


              #36
              OK, thanks tobee. So balances can then be updated on the date of filing such as cash in hand and account balances without requiring new paperwork. Makes sense.
              Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
              AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETC

              Comment


                #37
                So balances can then be updated on the date of filing such as cash in hand and account balances without requiring new paperwork. Makes sense.
                yes, but prior to the actual filing. if it's already filed as of friday...it's good...and you won't need to change it anymore. they use the figures submitted at the actual "time" of filing.
                8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

                Comment


                  #38
                  Cool. So I'll email my paralegal my balances on Friday morning before he clicks the button...lol
                  Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
                  AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETC

                  Comment


                    #39
                    yes....joe...BUT make certain....although you may be a pain to them, that you want a "corrected" copy. that way you have the FINAL work in your computer....make certain you file them accordingly...it gets confusing since the only dates you have are when you hit "properties" on the files...so rename them when you file them away...just for your records. we must have had at least 5 copies...it got a bit confusing since 2-3 came on one day.
                    8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

                    Comment


                      #40
                      Thank tobee, wouldn't have it any other way. Of course I'll request a final for my records. My attorney has been pretty good at naming the files for me actually, tagging them v1, v2, etc...lol.

                      And I just registered at PACER, so here comes OCD!!
                      Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
                      AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETC

                      Comment


                        #41
                        LOL! yeah...joe, i stayed away from pacer...but close to GREY goose!! LOL!!!
                        8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

                        Comment


                          #42
                          I feel you on the goose...lol. It's my friend Jack for me...with Bud and Jim and anybody else who wants to join!!! LOL
                          Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
                          AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETC

                          Comment


                            #43
                            Originally posted by ccsjoe View Post
                            And I just registered at PACER, so here comes OCD!!
                            LOL. I signed up for pacer right after filing and to be honest I didn't check it until earlier this week. Nothing had been updated since 8/4, so I didn't miss anything! I think the OCD will kick in after the 341 looking for a report of "no distribution". After that, I don't even want to know if anyone is objecting, so Pacer is off limits for 59 days!
                            Filed Chapter 7 on July 30, 2010
                            341 scheduled for August 26, 2010 - Done! - Report of No Distribution
                            Discharged!!! - November 15, 2010

                            Comment


                              #44
                              we did our best to keep busy and just let "nature" take it's course. but it's hard to do!

                              this forum is perfect for being OCD!! LOL!! i think we get a bit nuts during this process...and we just have to hold on tight for the ride.
                              8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

                              Comment


                                #45
                                This is it. Leaving now to go to bank, get cashier's check for attorney (I don't know why I don't want to use a personal check, other than I'm running out and want to delay spending $20 on another box..lol) and then to the attorney's to meet with my wife and sign! I'll post my feelings about this one post-signing yet pre-filing..LOL.

                                Seriously, this is a great forum with great people! The support makes it all possible! I'm proud to be one of y'all.
                                Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
                                AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETC

                                Comment

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